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Module 04 Course Project - Bank Credit Risks




Conduct additional research for Bank of America. Write the next section of the risk management plan in which you discuss credit risk in relation to retail banking. Be sure to include a discussion of retail banking services and the risks associate with providing consumer credit individuals and institutions.


In this paper, please address the following questions:


  • What are the credit risks faced by retail banking?

  • How are credit risks associated with individuals different from credit risks associated with institutions?

  • What retail banking services does Bank of America provide to individuals?

  • What retail banking services does Bank of America provide to institutions?

  • How does Bank of America assess credit risks and does Bank of America have an effective plan for managing and mitigating these risks? Explain.




Review the APA Citation Online Guide for assistance with citing sources using APA format.

  • Because this is part of a project, this section of the paper does not need an introduction.
  • Because your paper is required to be 1 - 3 pages in length, you should use subject headings to label your paper as appropriate.
  • Keep in mind that this is a research paper; and, as such, should be informed by your research articles.
  • Be sure to include APA citations to support your assertions and to inform your paper.
  • You will need to include a reference page with this section of the paper.
  • Be sure to proofread your paper to ensure that is free from all grammar and spelling errors.


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