accounting question

Often when deciding to implement a capital investment decision, funding through acquiring debt must be obtained. Recently the credit market has been tight to non-existent. Using the information in our text and any external research you conduct, describe how companies are dealing with the problem of not being able to obtain loans to implement capital investment plans.

needs refrences (good ones journals ect) short 200-300 words tops weelky discusion question needs quotes also APA format