ACC 421 Week -As loan analyst for Utrillo Bank, you have been presented the following information.

ACC 421

Intermediate Financial Accounting I
Axia College of University of Phoenix (UoP)
Intermediate Accounting
Weygandt, Kieso, Warfield
Exercise 24-4 (E24-4) (Ratio Computation and Analysis; Liquidity) As loan analyst for Utrillo Bank, you have been presented the following information.
And So On
Each of these companies has requested a loan of $50,000 for 6 months with no collateral offered. Inasmuch as your bank has reached its quota for loans of this type, only one of these requests is to be granted.

Instructions
Which of the two companies, as judged by the information given above, would you recommend as the better risk and why? Assume that the ending account balances are representative of the entire year