2-Probability questions-Need answers in 5 Hours!!!!!!

A horse race has 13 entries and one person owns 5 of those horses. Assuming that there are no ties, what is the probability that those five horses finish first, second, third, fourth, and fifth (regardless of order)?

A Pie chart shows how adults rate their financial shape. Suppose 18 people are chosen at random from a group of 200. What is the probability that none of the 18 people would rate their financial shape as fair? (make the assumption that the 200 people are represented by the pie chart)

The Pie Chart consists of :

Good 40%, Fair 39%, Poor 14%, Excellent 5% and Other 2%

The probability that none of the 18 people would rate their financial shape as fair is_____(Round to 6 decimal place if needed)