1000 essay on the dividend puzzle retention vs distribution

Write a 1000 word essay on the dividend puzzle, retention vs distribution 

Essay must include:

Introduction

-dividend definition

-Where do dividends come from 

Add more back ground information relevant to the topic. 

Main body 

-What is the dividend puzzle 

-Reasons for retention of earnings 

-Reasons for distribution of earnings 

-Case study of a business that didn't pay dividends and now does 

-Case study of a business that stopped paying dividends 

Any other information relevant to the topic 

Conclusion 

Must contain references from no later than 2007 and also a Harvard style bibliography