1 Math question on Probability, 2 answers though, since everyone gets it wrong! twice this morning!!!!!!

A Pie chart shows how adults rate their financial shape. Suppose 20 people are chosen at random from a group of 200. What is the probability that none of the 20 people would rate their financial shape as fair? (make the assumption that the 200 people are represented by the pie chart)

The Pie Chart consists of :

Good 42%, Fair 38%, Poor 14%, Excellent 4% and Other 2%

The probability that none of the 20 people would rate their financial shape as fair is_____(Round to 6 decimal place if needed)