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For this assignment, you will write an informed essay. In your essay, complete the tasks outlined below.

1. Outline the creation and expansion of modern health insurance in the United States.
2. Discuss how major developments in private health insurance, group health insurance, and government-sponsored health insurance have impacted the medical reimbursement process.
3. Explain how you foresee payers reacting in regard to how care is paid for as the healthcare industry undergoes changes to costs and coverage models.

Your response should be at least two pages in length, not counting the title and reference pages. All sources used, including the textbook, must be referenced; paraphrased and quoted material must have accompanying citations.