Each Exercise contains 5 questions worth 20 points each, and covers 4 textbook chapters. The first 4 questions in each Exercise are designed to evaluate your knowledge of the major concepts presented in the respective 4 chapters.  The 5th question of each Exercise consists of various self-assessment activities to help you identify and manage stressors in your own personal life.

   Exercise 3 

 3.1 Discuss the source of values and explain how values vary with culture (pp. 133-137).

    3.2 Summarize the research findings regarding spirituality and stress management (pp. 145-150); List and explain the five qualities of spiritual health (pp. 150-160).

    3.3 Compare and contrast the ABC123 Prioritized Planning and Quadrant Planning (pp. 167-173).  Which method would be most useful to you and why?

    3.4 Explain the ABCs of Money Management (pp. 186-189); Evaluate the statement Money Can’t Buy Happiness (pp. 196-199).

    3.5 Complete the Creating Your Personal Constitution Lab (p. 142), and Spiritual Wellness Assessment and Response Lab (p. 160-161).

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    Exercise 3
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