Financial Statement Analysis

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Week6-Chapter7.xls

MARKET

APPENDIX A - POPULATION GROWTH
AQUA AMERICA, INC. AND SUBSIDIARIES
POPULATION GROWTH
POPULATION 1950 1960 1970 1980 1990 2000 2010 2020 2030
Massachusetts 4,690,514 5,148,578 5,689,170 5,737,093 6,016,425 6,349,097 6,649,441 6,855,546 7,012,009
Pennsylvania 10,498,012 11,319,366 11,800,766 11,864,720 11,881,643 12,281,054 12,584,487 12,787,354 12,768,184
New Jersey 4,835,329 6,066,782 7,171,112 7,365,011 7,730,188 8,414,350 9,018,231 9,461,635 9,802,440
Ohio 7,946,627 9,706,397 10,657,423 10,797,603 10,847,115 11,353,140 11,576,181 11,644,058 11,550,528
Indiana 3,934,224 4,662,498 5,195,392 5,490,210 5,544,159 6,080,485 6,392,139 6,627,008 6,810,108
Illinois 8,712,176 10,081,158 11,110,285 11,427,409 11,430,602 12,419,293 12,916,894 13,236,720 13,432,892
Virginia 3,318,680 3,966,949 4,651,448 5,346,797 6,187,358 7,078,515 8,010,245 8,917,395 9,825,019
North Carolina 4,061,929 4,556,155 5,084,411 5,880,095 6,628,637 8,049,313 9,345,823 10,709,289 12,227,739
Texas 7,711,194 9,579,677 11,198,655 14,225,513 16,986,510 20,851,820 24,648,888 28,634,896 33,317,744
Florida 2,771,305 4,951,560 6,791,418 9,746,961 12,937,926 15,982,378 19,251,691 23,406,525 28,685,769
POPULATION GROWTH 1950 1960 1970 1980 1990 2000 2010 2020 2030
Massachusetts 9.77% 10.50% 0.84% 4.87% 5.53% 4.73% 3.10% 2.28%
Pennsylvania 7.82% 4.25% 0.54% 0.14% 3.36% 2.47% 1.61% -0.15%
New Jersey 25.47% 18.20% 2.70% 4.96% 8.85% 7.18% 4.92% 3.60%
Ohio 22.14% 9.80% 1.32% 0.46% 4.67% 1.96% 0.59% -0.80%
Indiana 18.51% 11.43% 5.67% 0.98% 9.67% 5.13% 3.67% 2.76%
Illinois 15.71% 10.21% 2.85% 0.03% 8.65% 4.01% 2.48% 1.48%
Virginia 19.53% 17.26% 14.95% 15.72% 14.40% 13.16% 11.32% 10.18%
North Carolina 12.17% 11.59% 15.65% 12.73% 21.43% 16.11% 14.59% 14.18%
Texas 24.23% 16.90% 27.03% 19.41% 22.76% 18.21% 16.17% 16.35%
Florida 78.67% 37.16% 43.52% 32.74% 23.53% 20.46% 21.58% 22.55%
AVERAGE 9.20% 12.29% 9.34% 8.00% 7.24%
Source: U.S. Census Bureau

GROWTH PROJECTION

APPENDIX B - OPERATING REVENUE GROWTH
AQUA AMERICA, INC. AND SUBSIDIARIES
OPERATING REVENUE GROWTH
(In thousands of dollars, except per share amounts)
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
Operating Revenue 250,771 257,326 274,014 307,280 322,028 367,233 442,039 496,779 556,392 617,596 679,355 740,497 799,737 847,721
Growth 3% 6% 12% 5% 14% 20% 12% 12% 11% 10% 9% 8% 6%
HISTORICAL AVERAGE NET SALES GROWTH 10%
PROJECTED AVERAGE NET SALES GROWTH (2006 - 2011) 9%
APPENDIX C - HISTORICAL TAX RATE
AQUA AMERICA, INC. AND SUBSIDIARIES
HISTORICAL TAX RATE
HISTORICAL WTR EFFECTIVE TAX RATE
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec HISTORICAL
1998 1999 2000 2001 2002 2003 2004 2005 AVERAGE
INCOME BEFORE INCOME TAXES 75,133 62,915 87,098 99,087 109,252 116,718 132,131 148,069
Provision of Income Taxes 30,118 26,531 34,105 38,976 42,046 45,923 52,124 56,913
EFFECTIVE TAX RATE 40.09% 42.17% 39.16% 39.34% 38.49% 39.35% 39.45% 38.44% 39.56%
HISTORICAL DEFERRED TAX
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005
Deferred income taxes and investment tax credits 126,809 136,528 151,718 167,577 187,300 190,395 223,887 250,346
Provision for income taxes 30,118 26,531 34,105 38,976 42,046 45,923 52,124 56,913
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
As % of provision for income taxes 1998 1999 2000 2001 2002 2003 2004 2005
Deferred income taxes and investment tax credits 421% 515% 445% 430% 445% 415% 430% 440%
As % of provision for income taxes
AVERAGE DEF. TAXES AND INV. TAX CREDITS 442%

HEURISTIC EPS

APPENDIX D - HISTORICAL EPS
AQUA AMERICA, INC. AND SUBSIDIARIES
HISTORICAL EPS
EPS Quarter EPS Annual
Q1 Q2 Q3 Q4 TOTAL
1998 $ 0.077 $ 0.138 $ 0.131 $ 0.088 $ 0.434
1999 $ 0.004 $ 0.111 $ 0.134 $ 0.092 $ 0.341
2000 $ 0.096 $ 0.127 $ 0.154 $ 0.110 $ 0.487
2001 $ 0.115 $ 0.134 $ 0.168 $ 0.108 $ 0.525
2002 $ 0.102 $ 0.132 $ 0.192 $ 0.162 $ 0.588
2003 $ 0.120 $ 0.132 $ 0.198 $ 0.150 $ 0.600
2004 $ 0.128 $ 0.143 $ 0.195 $ 0.180 $ 0.646
2005 $ 0.170 $ 0.218 $ 0.173 $ 0.150 $ 0.711
2006 HEURISTIC PRO FORMA $ 0.780
EPS Quarter EPS Annual
Q1 Q2 Q3 Q4 TOTAL
1998 17.74% 31.80% 30.18% 20.28% 100.00%
1999 1.17% 32.55% 39.30% 26.98% 100.00%
2000 19.71% 26.08% 31.62% 22.59% 100.00%
2001 21.90% 25.52% 32.00% 20.57% 100.00%
2002 17.35% 22.45% 32.65% 27.55% 100.00%
2003 20.00% 22.00% 33.00% 25.00% 100.00%
2004 19.81% 22.14% 30.19% 27.86% 100.00%
2005 23.91% 30.66% 24.33% 21.10% 100.00%
AVERAGE 17.70% 26.65% 31.66% 23.99% 100.00%
2006 FINANCIAL PRO FORMA EPS $ 0.14 $ 0.22 $ 0.26 $ 0.19 $ 0.81
2006 FINANCIAL PRO FORMA NI $ 18,697 $ 28,150 $ 33,441 $ 25,341 $ 105,628
Source: Bloomberg
Note: Number of shares outstanding is adjusted to allow for period-to-period comparison.

HEURISTIC EPS

Q1
Q2
Q3
Q4
Quarterly EPS by Year

STREET EPS

1998
1999
2000
2001
2002
2003
2004
2005
Yearly EPS by Quarter

VALUATION ANALYSIS

EPS Annual
HEURISTIC EPS ANNUAL

CAPITALIZED LEASES

APPENDIX E - EPS PROJECTION & SURPRISE
AQUA AMERICA, INC. AND SUBSIDIARIES
EPS PROJECTION & SURPRISE
PROJECTION
2006 EPS 2006 Q1 EPS
Argus Research $ 0.83
Hilliard Lyons $ 0.74
A.G. Edwards $ 0.79
HSBC $ 1.06
Stanford Financial $ 0.81 $ 0.17
Janney Montgomery $ 0.76 $ 0.15
Thomas Weisel $ 0.74 $ 0.15
Stifel Nicolaus $ 0.75 $ 0.15
Yahoo Finance $ 0.77 $ 0.15
MSN Money $ 0.76 $ 0.15
AIM $ 0.81 $ 0.14

PE MULTIPLE

APPENDIX F - VALUATION
AQUA AMERICA, INC. AND SUBSIDIARIES
VALUATION
(In thousands of dollars, except per share amounts)
WEIGHTED AVERAGE COST OF CAPITAL (WACC)
DEBT Actual 2005
Short-term debt 163,150
Long-term debt 878,438
Capitalized leases 20,693
Total debt 1,062,281
Marginal tax rate 39.56%
Kd 6.00%
Note: Cost of debt is comparatively low as WTR is issuing bonds through municipalities (tax-free and tax-exempt bonds).
EQUITY Actual 2005
10 yr T-bond (2/17/06) 4.98%
Risk premium 5.00%
Market Cap (4/9/2006) 3,440,000
Beta 0.5
Ke 7.4800%
WACC 6.57%
CONTINUING VALUE
Assume WACC = ROIC due to competition.
2011 NOPLAT 204,327
CV 3,109,619
FREE CASH FLOW PER SHARE
Actual 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 Perpetuity
FCF (110,920) (150,113) (138,094) (128,259) (107,193) (82,099)
CV 3,109,619
Year to Present 0 1 2 3 4 5 5
PV of FCF AND CV (110,920) (140,857) (121,590) (105,968) (83,103) (59,724) 2,262,122
SUM of DISCOUNTED FCF AND CV 1,639,959
Excess cash and marketable securities 1,936
Total debt 1,062,281
EQUITY VALUE 579,615
ACTUAL 2005 # OF SHARES OUTSTANDING 129,031,405
FCF VALUE PER SHARE $ 4.49
BOOK VALUE PER SHARE (12/31/2005)
2005 Total Asset BV 2,626,725,000
2005 Total Liabilities BV 1,813,251,000
BV VALUE PER SHARE $ 6.30
RESIDUAL EARNINGS PER SHARE
Actual 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 Perpetuity
BV 353,088
RE 44,134 51,918 58,312 63,932 69,031
CV 952,360
Year to Present 0 1 2 3 4 5 5
PV of FCF AND CV 41,063 44,943 46,965 47,908 48,129 663,992
SUM of BV, DISCOUNTED RE AND CV 1,246,088
Excess cash and marketable securities 1,936
EQUITY VALUE 1,248,025
ACTUAL 2005 # OF SHARES OUTSTANDING 129,031,405
RE VALUE PER SHARE $ 9.67
EARNINGS GROWTH PER SHARE
Actual 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 Perpetuity
EARNINGS 105,628 114,058 124,247 133,915 143,416
AEG 8,802 7,320 5,854 5,019 4,449
CV 20,174
Year to Present 0 1 2 3 4 5
PV of FCF AND CV 8,802 6,811 5,068 4,042 3,334 14,066
SUM of CAPITALIZED (BV, DISCOUNTED RE AND CV) 563,127
Excess cash and marketable securities 353,088
EQUITY VALUE 916,215
ACTUAL 2005 # OF SHARES OUTSTANDING 129,031,405
AEG VALUE PER SHARE $ 7.10
FINAL VALUATION
VALUE WEIGHT
FREE CASH FLOW $ 4.49 5% $ 0.22
RESIDUAL EARNINGS $ 9.67 5% $ 0.48
EARNINGS GROWTH $ 7.10 5% $ 0.36
BOOK VALUE (12/31/05) $ 6.30 0% $ - 0
P/E MULTIPLIER $ 26.60 85% $ 22.61
$ 23.67
WTR SHARE PRICE (04/09/2006) $ 26.60
OTHERS TARGET PRICE
Yahoo Finance $ 28.00
Janney Montgomery $ 36.00
HSBC $ 28.00

RATIO

APPENDIX F - VALUATION (CONT.)
AQUA AMERICA, INC. AND SUBSIDIARIES
VALUATION (CONT.)
(In thousands of dollars, except per share amounts)
CAPITALIZED LEASES
Years Operating Leases
2005 3,390
2006 3,482
2007 3,033
2008 2,559
2009 1,218
2010 969
Thereafter 15,264
TOTAL 29,915
Years Operating Leases Year to Present PV
2005 3,390 0 $3,390.00
2006 3,482 1 $3,292.98
2007 3,033 2 $2,712.65
2008 2,559 3 $2,164.47
2009 1,218 4 $974.29
2010 969 5 $733.04
2011 954 6 $682.52
2012 954 7 $645.47
2013 954 8 $610.43
2014 954 9 $577.29
2015 954 10 $545.95
2016 954 11 $516.32
2017 954 12 $488.29
2018 954 13 $461.78
2019 954 14 $436.71
2020 954 15 $413.01
2021 954 16 $390.59
2022 954 17 $369.39
2023 954 18 $349.33
2024 954 19 $330.37
2025 954 20 $312.44
2026 954 21 $295.48
PV at rate based on L.T. Debt rate is
5.74% $20,692.80
Implied interest expense $ 1,187.77
2005 Lease (Rent) Expense $ 3,390
Fair Value
Long-Term Debt (fixed rate) 2006 2007 2008 2009 2010 Thereafter Total December 31, 2005
Weighted average interest rate 24,645 30,959 23,651 6,672 53,884 763,272 903,083 950,479
5.74% 5.64% 5.63% 5.72% 5.44% 5.35% 5.74%

SE ACTIVITY

APPENDIX F - VALUATION (CONT.)
AQUA AMERICA, INC. AND SUBSIDIARIES
VALUATION
FORWARD P/E ESTIMATION
EPS Quarter Q1 Forward
Q1 Q2 Q3 Q4 Price P/E
1998 $ 0.077 $ 0.138 $ 0.131 $ 0.088 28.24 65.07
1999 $ 0.004 $ 0.111 $ 0.134 $ 0.092 27.92 81.88
2000 $ 0.096 $ 0.127 $ 0.154 $ 0.110 19.93 40.92
2001 $ 0.115 $ 0.134 $ 0.168 $ 0.108 22.87 43.56
2002 $ 0.102 $ 0.132 $ 0.192 $ 0.162 22.72 38.64
2003 $ 0.120 $ 0.132 $ 0.198 $ 0.150 20.68 34.47
2004 $ 0.128 $ 0.143 $ 0.195 $ 0.180 22.12 34.24
2005 $ 0.170 $ 0.218 $ 0.173 $ 0.150 24.19 34.02
2006 $ 0.143 $ 0.216 $ 0.256 $ 0.194 26.60 32.84

SE ACTIVITY ANALYSIS

APPENDIX G - RATIO
AQUA AMERICA, INC. AND SUBSIDIARIES
RATIO
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 2006 2006
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF2011 INDUSTRY SECTOR
LIQUIDITY/SOLVENCY
Current Ratio (1) 0.444 0.324 0.380 0.345 0.313 0.362 0.425 0.342 0.248 0.187 0.157 0.139 0.127 0.120 0.990 0.970
Quick Ratio 0.363 0.267 0.314 0.283 0.281 0.315 0.367 0.283 0.699 0.699 0.699 0.699 0.699 0.699 0.410 0.510
Receivables Turnover 5.889 5.438 5.142 5.390 5.367 5.790 6.949 7.195 6.365 6.338 6.310 6.282 6.226 9.780 7.880
Inventory Turnover 25.306 24.516 25.434 26.160 27.049 27.989 27.168 26.205 26.413 26.300 26.186 26.070 25.836 10.010 15.010
Payables Turnover 3.987 4.530 4.633 4.010 4.437 5.305 4.420 4.010 4.397 4.379 4.360 4.340 4.301
# Days Receivables 62 67 71 68 68 63 53 51 57 58 58 58 59 37 46
# Days Inventory 14 15 14 14 13 13 13 14 14 14 14 14 14 36 24
# Days Payables 92 81 79 91 82 69 83 91 83 83 84 84 85
Cash Conversion Cycle -15.132 1.431 6.544 -9.363 -0.765 7.282 -16.625 -26.363 -11.839 -11.890 -11.942 -11.995 -12.104
FINANCIAL RISK
Debt/Equity Ratio 1.069 1.155 1.093 1.122 1.251 1.117 1.115 1.136 1.343 1.265 1.195 1.127 1.064 1.001 1.140 2.440
Total Debt Ratio 0.695 0.712 0.694 0.696 0.713 0.682 0.682 0.693 0.736 0.750 0.759 0.766 0.771 0.771
Interest Coverage Ratio 3.361 2.893 3.158 3.486 3.705 3.613 3.714 3.781 3.428 3.276 3.201 3.139 3.097 3.067 3.570 4.000
Leverage 2.894 2.974 2.870 2.865 3.022 2.789 2.860 2.931 3.195 3.338 3.452 3.538 3.596 3.601
OPERATING PERFORMANCE
Capital Turnover 0.245 0.235 0.221 0.226 0.216 0.200 0.206 0.208 0.202 0.202 0.202 0.202 0.202 0.202
Total Asset Turnover 0.211 0.203 0.207 0.197 0.194 0.200 0.199 0.202 0.202 0.202 0.201 0.200 0.198
Net Fixed Asset Turnover 0.239 0.230 0.235 0.226 0.222 0.227 0.228 0.231 0.231 0.230 0.229 0.228 0.226
Gross Profit Margin 0.601 0.616 0.629 0.636 0.634 0.617 0.597 0.598 0.616 0.616 0.616 0.616 0.616 0.616 0.261 0.325
Operating Profit Margin 0.396 0.393 0.426 0.437 0.436 0.418 0.401 0.398 0.435 0.431 0.431 0.430 0.429 0.426 0.124 0.150
Net Profit Margin 0.180 0.145 0.193 0.196 0.209 0.193 0.181 0.183 0.190 0.185 0.183 0.181 0.179 0.177 0.055 0.074
Industry information source: Factiva, Yahoo Finance, MSN Finance
APPENDIX H - DUPONT MODEL
AQUA AMERICA, INC. AND SUBSIDIARIES
DUPONT MODEL
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 2006 2006
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF2011 INDUSTRY SECTOR
Return on Capital 4.42% 3.40% 4.27% 4.43% 4.51% 3.85% 3.74% 3.82% 3.83% 3.73% 3.69% 3.65% 3.63% 3.59%
Return on Equity 12.79% 10.10% 12.26% 12.69% 13.62% 10.74% 10.69% 11.21% 12.23% 12.44% 12.75% 12.93% 13.04% 12.91% 10.000 10.970
Retention rate 44% 44% 44% 44% 44% 44% 44% 44% 47% 47% 47% 46% 45% 43%
Sustainable Growth Rate 5.63% 4.44% 5.39% 5.58% 5.99% 4.73% 4.70% 4.93% 5.78% 5.80% 5.94% 5.93% 5.85% 5.50%
Industry information source: Factiva, Yahoo Finance, MSN Finance
NOTE:
(1) Current ratio is skewed and reliable estimation on the pro forma schedule as all the debt is added into plug of short-term debt.

FS CAPITAL

APPENDIX I - ACTIVITY OF COMMON STOCKHOLDERS' EQUITY
AQUA AMERICA, INC. AND SUBSIDIARIES
ACTIVITY OF COMMON STOCKHOLDERS' EQUITY
(In thousands of dollars, except per share amounts)
Common Treasury Capital in excess Retained Accumulated Other Total
Stock Stock of par value earnings Comprehensive Income
BALANCE AT DECEMBER 31, 1997 19,744 (5,970) 211,182 76,270 - 0 301,226
Net Income - 0 - 0 - 0 44,820 - 0 44,820
Other comprehensive income - 0 - 0 - 0 - 0 - 0 - 0
Dividends - 0 - 0 - 0 (29,407) - 0 (29,407)
Sale of stock 761 293 30,495 - 0 - 0 31,549
Repurchase of stock - 0 (3,801) - 0 - 0 - 0 (3,801)
Equity compensation plan 12 - 0 491 - 0 - 0 503
Exercise of stock options 100 - 0 2,289 - 0 - 0 2,389
BALANCE AT DECEMBER 31, 1998 20,617 (9,478) 244,457 91,683 - 0 347,279
Net Income - 0 - 0 - 0 36,275 - 0 36,275
Other comprehensive income - 0 - 0 - 0 - 0 2,020 2,020
Dividends - 0 - 0 - 0 (26,425) - 0 (26,425)
Sale of stock 114 354 4,807 - 0 - 0 5,275
Repurchase of stock - 0 (2,146) - 0 - 0 - 0 (2,146)
Equity compensation plan 2 - 0 98 - 0 - 0 100
Exercise of stock options 81 - 0 2,078 - 0 - 0 2,159
BALANCE AT DECEMBER 31, 1999 20,814 (11,270) 251,440 101,533 2,020 364,537
Net Income - 0 - 0 - 0 52,784 - 0 52,784
Other comprehensive income - 0 - 0 - 0 - 0 908 908
Reclassification adjustment for gains reported in net income - 0 - 0 - 0 - 0 (2,002) (2,002)
Dividends - 0 - 0 - 0 (30,406) - 0 (30,406)
Stock split 5,319 - 0 (5,319) - 0 - 0 - 0
Stock issued for acquisition 228 - 0 8,067 - 0 - 0 8,295
Sale of stock 803 307 34,318 - 0 - 0 35,428
Repurchase of stock - 0 (4,383) - 0 - 0 - 0 (4,383)
Equity compensation plan 12 - 0 545 - 0 - 0 557
Exercise of stock options 84 - 0 1,962 - 0 - 0 2,046
BALANCE AT DECEMBER 31, 2000 27,260 (15,346) 291,013 123,911 926 427,764
Net Income - 0 - 0 - 0 60,005 - 0 60,005
Other comprehensive income - 0 - 0 - 0 - 0 39 39
Reclassification adjustment for gains reported in net income - 0 - 0 - 0 - 0 (239) (239)
Dividends - 0 - 0 - 0 (34,234) - 0 (34,234)
Stock split 6,829 - 0 (6,829) - 0 - 0 - 0
Stock issued for acquisition (414,638 shares) 133 - 0 5,228 - 0 - 0 5,361
Sale of stock 128 672 5,783 - 0 - 0 6,583
Repurchase of stock - 0 (2,493) - 0 - 0 - 0 (2,493)
Equity compensation plan 3 - 0 141 - 0 - 0 144
Exercise of stock options 297 - 0 6,642 - 0 - 0 6,939
Employee stock plans tax benefit - 0 - 0 2,061 - 0 - 0 2,061
BALANCE AT DECEMBER 31, 2001 34,650 (17,167) 304,039 149,682 726 471,930
Net Income - 0 - 0 - 0 67,154 - 0 67,154
Other comprehensive income - 0 - 0 - 0 - 0 104 104
Reclassification adjustment for gains reported in net income - 0 - 0 - 0 - 0 (767) (767)
Dividends - 0 - 0 - 0 (36,789) - 0 (36,789)
Stock split - 0 - 0 - 0 - 0 - 0 - 0
Stock issued for acquisition (238,219 shares) 71 - 0 2,674 - 0 - 0 2,745
Sale of stock (448,593 shares) 161 855 6,220 - 0 - 0 7,236
Repurchase of stock (1,274,680 shares) - 0 (24,109) - 0 - 0 - 0 (24,109)
Equity compensation plan (37,031 shares) 15 - 0 598 - 0 - 0 613
Exercise of stock options (339,178 shares) 137 - 0 - 0 3,237 - 0 3,374
Employee stock plans tax benefit - 0 - 0 1,103 - 0 - 0 1,103
BALANCE AT DECEMBER 31, 2002 35,034 (40,421) 314,634 183,284 63 492,594
Net Income - 0 - 0 - 0 70,785 - 0 70,785
Other comprehensive income - 0 - 0 - 0 - 0 455 455
Reclassification adjustment for gains reported in net income - 0 - 0 - 0 - 0 (347) (347)
Dividends - 0 - 0 - 0 (39,917) - (39,917)
Stock split 9,244 - 0 (9,244) - 0 - 0 - 0
Stock issued for acquisition - 0 - 0 - 0 - 0 - 0 - 0
Sale of stock (9,745,160 shares) 2,168 29,163 99,031 - 0 - 0 130,362
Repurchase of stock (60,646 shares) - 0 (1,353) - 0 - 0 - 0 (1,353)
Equity compensation plan (26,875 shares) 8 - 0 344 - 0 - 0 352
Exercise of stock options (579,777 shares) 181 - 0 4,283 - 0 - 0 4,464
Employee stock plans tax benefit - 0 - 0 723 - 0 - 0 723
BALANCE AT DECEMBER 31, 2003 46,635 (12,611) 409,771 214,152 171 658,118
Net Income - 0 - 0 - 0 80,007 - 0 80,007
Other comprehensive income - 0 - 0 - 0 - 0 (1,683) (1,683)
Reclassification adjustment for gains reported in net income - 0 - 0 - 0 - 0 (230) (230)
Dividends - 0 - 0 - 0 (45,807) - 0 (45,807)
Stock split - 0 - 0 - 0 - 0 - 0 - 0
Stock issued for acquisition - 0 - 0 - 0 - 0 - 0 - 0
Sale of stock (3,181,203 shares) 1,170 991 48,971 - 0 - 0 51,132
Repurchase of stock (51,808 shares) - 0 (1,082) - 0 - 0 - 0 (1,082)
Equity compensation plan (45,535 shares) 17 - 0 692 - 0 - 0 709
Exercise of stock options (570,064 shares) 214 - 0 4,847 - 0 - 0 5,061
Employee stock plans tax benefit - 0 - 0 1,006 1,006
BALANCE AT DECEMBER 31, 2004 48,036 (12,702) 465,287 248,352 (1,742) 747,231
Net Income - 0 - 0 - 0 91,156 - 0 91,156
Other comprehensive income - 0 - 0 - 0 - 0 (1,340) (1,340)
Reclassification adjustment for gains reported in net income - 0 - 0 - 0 - 0 - 0 - 0
Dividends - 0 - 0 - 0 (51,139) - 0 (51,139)
Stock split 16,095 - 0 (16,095) - 0 - 0 - 0
Stock issued for acquisition (24,684 shares) 12 - 0 663 - 0 - 0 675
Sale of stock (471,682 shares) 161 1,537 7,943 - 0 - 0 9,641
Repurchase of stock (56,930 shares) - 0 (1,749) - 0 - 0 - 0 (1,749)
Equity compensation plan (37,751 shares) 14 - 0 708 - 0 (722) - 0
Exercise of stock options (1,327,717 shares) 511 - 0 11,264 - 0 - 0 11,775
Employee stock plans tax benefit - 0 - 0 5,501 - 0 - 0 5,501
Amortization of unearned compensation - 0 - 0 - 0 - 0 172 172
BALANCE AT DECEMBER 31, 2005 64,829 (12,914) 475,271 288,369 (3,632) 811,923

PF 2006

APPENDIX J - NUMBER OF SHARES ANALYSIS
AQUA AMERICA, INC. AND SUBSIDIARIES
NUMBER OF SHARES ANALYSIS
(in thousands of shares)
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
Beg. # Shares outstanding 105,990 106,800 111,830 113,980 113,190 113,190 123,482 127,227 129,031 130,401 131,771 133,141 134,511 135,881
Stock issued for acquisition 238 - 0 - 0 25 - 0 - 0 - 0 - 0 - 0 - 0
Sale of stock 449 9,745 3,181 472 700 700 700 700 700 700
Repurchase of stock (1,275) (61) (52) (57) (50) (50) (50) (50) (50) (50)
Equity compensation plan 37 27 46 38 40 40 40 40 40 40
Exercise of stock options 339 580 570 1,328 700 700 700 700 700 700
Others 212 (31) (15) (15) (20) (20) (20) (20) (20) (20)
End # Shares outstanding 105,990 106,800 111,830 113,980 113,190 123,482 127,227 129,031 130,401 131,771 133,141 134,511 135,881 137,251
Note: The end # of shares will be used in proforma calculations. A comparison is made with Bloomberg. A higher number of shares will be used between 2002 and 2005 period to arrive at conservative figures.
Prior to 2002, share activities figures (repurchase, sale, etc.) are not available. Number of shares are adjusted to reflect stock splits.
APPENDIX K - DIVIDEND PER SHARE
AQUA AMERICA, INC. AND SUBSIDIARIES
DIVIDEND PER SHARE
(In thousands of shares except of per share figure)
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
Dividend per share (adjusted for stock splits) $ 0.2775 $ 0.2474 $ 0.2719 $ 0.3004 $ 0.3250 $ 0.3233 $ 0.3600 $ 0.3963 $ 0.4276 $ 0.4618 $ 0.4988 $ 0.5387 $ 0.5817 $ 0.6283
# Shares (adjusted for stock split, in thousands of share, source: Bloomberg) 105,990 106,800 111,830 113,980 113,190 123,482 127,227 129,031 130,401 131,771 133,141 134,511 135,881 137,251
DIVIDEND GROWTH -10.82% 9.89% 10.47% 8.21% -0.54% 11.38% 10.08% 8.00% 8.00% 8.00% 8.00% 8.00% 8.00%
SHARES OUTSTANDING GROWTH 0.76% 4.71% 1.92% -0.69% 9.09% 3.03% 1.42% 1.06% 1.05% 1.04% 1.03% 1.02% 1.01%
Note: Effective December 2005, WTR annual dividend rate will be increased to $0.4276 per share. We will assume an annual dividend growth of 8% and an annual outstanding shareholder's growth of 2.89%.
APPENDIX L - NEW SHARES AND REPURCHASED SHARES
AQUA AMERICA, INC. AND SUBSIDIARIES
NEW SHARES AND REPURCHASE SHARES
(In thousands of dollars)
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
Stock price (closing price, source: Yahoo Finance) $ 28.40 $ 20.49 $ 24.50 $ 22.55 $ 20.60 $ 22.10 $ 24.59 $ 27.30 $ 28.00 $ 28.50 $ 29.00 $ 29.50 $ 30.00 $ 30.05
Stock issued for acquisition @ stock price 4,907 - 0 - 0 674 - 0 - 0 - 0 - 0 - 0 - 0
Sale of stock @ stock price 9,241 215,368 78,226 12,877 19,600 19,950 20,300 20,650 21,000 21,035
Repurchase of stock @ stock price (26,258) (1,340) (1,274) (1,554) (1,400) (1,425) (1,450) (1,475) (1,500) (1,503)
Equity compensation plan @ $11 per share 763 594 1,120 1,031 1,120 1,140 1,160 1,180 1,200 1,202
Exercise of stock options @ $11 per share 6,987 12,813 14,018 36,247 19,600 19,950 20,300 20,650 21,000 21,035
Others @ stock price 4,367 (685) (369) (410) (560) (570) (580) (590) (600) (601)
Net SE Change 7 226,750 91,721 48,864 38,360 39,045 39,730 40,415 41,100 41,169

PF 2007

APPENDIX M - CONSOLIDATED HISTORICAL FINANCIAL STATEMENTS
AQUA AMERICA, INC. AND SUBSIDIARIES
CONSOLIDATED HISTORICAL FINANCIAL STATEMENTS
(In thousands of dollars, except per share amounts)
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
STATEMENTS OF INCOME 1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
OPERATING REVENUES 250,771 257,326 274,014 307,280 322,028 367,233 442,039 496,779 556,392 617,596 679,355 740,497 799,737 847,721
COST AND EXPENSES
Operations and maintenance 100,139 98,758 101,741 111,885 117,735 140,602 178,345 203,088 213,710 237,218 260,940 284,425 307,179 325,610
Depreciation 27,189 30,612 32,271 37,979 41,424 48,522 54,564 60,747 61,559 68,290 75,802 83,382 90,887 98,158
Amortization 2,275 1,291 1,829 2,189 2,898 2,941 4,300 4,741 4,073 4,454 4,944 5,438 5,928 6,402
Taxes other than income taxes 21,930 21,833 22,520 20,887 19,467 21,607 27,596 31,696 34,959 41,261 44,554 48,534 52,310 56,021
Restructuring costs (recovery) - 0 3,787 (1,136) - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0
OPERATING INCOME 99,238 101,045 116,789 134,340 140,504 153,561 177,234 196,507 242,092 266,372 293,115 318,718 343,433 361,530
OTHER EXPENSE (INCOME)
Interest expense, net 31,888 33,698 40,360 39,859 40,396 44,662 48,679 52,062 70,620 81,315 91,565 101,534 110,881 117,878
Allowance for funds used during construction (1,103) (1,902) (2,688) (1,222) (1,389) (2,127) (2,304) (2,447) (3,288) (3,650) (4,015) (4,376) (4,726) (5,010)
Gain on sale of water systems (6,680) - 0 - 0 - 0 (5,676) - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0
Gain on sale of other assets - 0 - 0 (5,076) (3,384) (2,079) (5,692) (1,272) (1,177) - 0 - 0 - 0 - 0 - 0 - 0
Merger transaction costs (recovery) - 0 6,334 (2,905) - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0
INCOME BEFORE INCOME TAXES 75,133 62,915 87,098 99,087 109,252 116,718 132,131 148,069 174,760 188,707 205,565 221,559 237,279 248,662
Provision for income taxes 30,118 26,531 34,105 38,976 42,046 45,923 52,124 56,913 69,132 74,649 81,317 87,645 93,863 98,366
NET INCOME 45,015 36,384 52,993 60,111 67,206 70,795 80,007 91,156 105,628 114,058 124,247 133,915 143,416 150,296
Dividends on preferred stock 195 109 209 106 52 10 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0
NET INCOME AVAILABLE FOR COMMON SHAREHOLDERS 44,820 36,275 52,784 60,005 67,154 70,785 80,007 91,156 105,628 114,058 124,247 133,915 143,416 150,296
Dividends on common stock 29,407 26,425 30,406 34,234 36,789 39,917 45,807 51,139 55,760 60,853 66,405 72,455 79,048 86,233
RETAINED EARNINGS 15,413 9,850 22,378 25,771 30,365 30,868 34,200 40,017 49,869 53,205 57,843 61,460 64,368 64,063
BALANCE SHEET
Excess cash 3,232 - 0 - 0 - 0 - 0 3,412 5,351 1,936 - 0 - 0 - 0 - 0 - 0 - 0
2%
Cash and cash equivalents 5,015 4,658 4,087 1,010 5,915 7,345 8,841 9,936 2,671 2,964 3,261 3,554 3,839 4,069
Account receivables and unbilled revenues, net 40,768 44,399 50,242 56,331 57,680 62,320 64,538 62,690 91,972 102,089 112,297 122,404 132,197 140,128
Inventory, materials and supplies 3,857 3,948 4,352 4,446 4,555 5,841 6,903 7,798 8,513 9,449 10,394 11,330 12,236 12,970
Prepayments and other current assets 7,026 6,520 7,054 8,085 2,758 5,051 5,570 7,596 10,905 12,105 13,315 14,514 15,675 16,615
TOTAL CURRENT ASSETS 56,666 59,525 65,735 69,872 70,908 80,557 85,852 88,020 114,060 126,607 139,268 151,802 163,946 173,783
Accounts payable 25,248 24,286 20,635 27,667 31,058 32,321 34,915 55,455 51,132 56,757 62,433 68,052 73,496 77,906
Accrued interest 8,406 8,994 10,199 10,199 9,269 11,126 12,029 13,052 17,471 19,393 21,332 23,252 25,112 26,618
Accrued taxes 14,382 12,689 15,815 22,865 14,500 16,779 8,975 1,111 24,481 27,174 29,892 32,582 35,188 37,300
Other accrued liabilities 20,462 22,581 21,310 17,301 22,326 35,930 33,506 30,571 42,286 46,937 51,631 56,278 60,780 64,427
TOTAL CURRENT LIABILITIES 68,498 68,550 67,959 78,032 77,153 96,156 89,425 100,189 135,370 150,261 165,287 180,163 194,576 206,251
WORKING CAPITAL (11,832) (9,025) (2,224) (8,160) (6,245) (15,599) (3,573) (12,169) (21,310) (23,654) (26,019) (28,361) (30,630) (32,468)
Property, plant and equipment, at cost 1,248,621 1,393,027 1,536,162 1,677,061 1,836,892 2,302,304 2,626,151 2,900,585 3,144,285 3,490,157 3,839,172 4,184,698 4,519,474 4,790,642
Less: Accumulated Depreciation 232,427 257,663 284,735 308,946 350,189 478,013 556,339 620,635 615,022 682,675 750,942 818,527 884,009 937,050
TOTAL FIXED ASSETS 1,016,194 1,135,364 1,251,427 1,368,115 1,486,703 1,824,291 2,069,812 2,279,950 2,529,263 2,807,482 3,088,230 3,366,171 3,635,465 3,853,592
Regulatory assets 57,697 58,287 67,470 79,669 92,313 98,761 122,935 130,953 143,215 158,969 174,866 190,604 205,852 218,203
Deferred charges an other assets, net 22,944 27,629 25,129 22,915 23,391 34,277 34,106 37,061 47,516 52,743 58,017 63,238 68,298 72,395
Funds restricted to construction activity - 0 - 0 3,962 19,768 43,754 28,438 17,196 68,625 39,618 43,976 48,374 52,727 56,945 60,362
Goodwill - 0 - 0 - 0 - 0 - 0 - 0 20,122 20,180 20,180 20,180 20,180 20,180 20,180 20,180
TOTAL OTHER ASSETS 80,641 85,916 96,561 122,352 159,458 161,476 194,359 256,819 250,529 275,868 301,437 326,750 351,275 371,141
CAPITAL 1,088,235 1,212,255 1,345,764 1,482,307 1,639,916 1,973,580 2,265,949 2,526,536 2,758,483 3,059,696 3,363,647 3,664,559 3,956,110 4,192,266
Current portion of long-term debt (short term debt) 2,981 12,194 3,943 14,935 34,265 39,386 50,195 24,645 - 0 - 0 - 0 - 0 - 0 - 0
SHORT TERM DEBT (Loans Payable) 63,550 103,069 100,994 109,668 115,113 96,459 74,810 138,505 324,539 527,578 723,214 914,159 1,094,723 1,236,096
Long-term debt, excluding current portion 374,374 413,752 468,769 516,520 582,910 696,666 784,461 878,438 853,793 829,148 804,503 779,858 755,213 730,568
Deferred income taxes and investment tax credits 126,809 136,528 151,718 167,577 187,300 190,395 223,887 250,346 305,899 330,313 359,820 387,817 415,331 435,258
Customers' advances for construction 57,781 59,494 58,718 59,886 69,790 72,500 73,095 74,828 111,334 123,581 135,939 148,173 160,027 169,629
Regulatory liabilities - 0 - 0 - 0 - 0 - 0 - 0 11,942 11,751 3,351 3,720 4,092 4,460 4,817 5,106
Other 8,735 8,434 9,109 9,204 13,330 9,419 21,283 31,969 21,588 23,963 26,359 28,731 31,030 32,892
Contributions in aid of construction 100,917 109,883 120,166 130,684 143,939 209,725 277,808 302,580 274,635 304,845 335,330 365,509 394,750 418,435
TOTAL OTHER LIABILITIES 668,616 728,091 808,480 883,871 997,269 1,178,705 1,392,476 1,549,912 1,570,601 1,615,569 1,666,042 1,714,549 1,761,169 1,791,887
STOCKHOLDER'S EQUITY
Common stock at $0.50 par value 20,617 20,814 27,260 34,650 35,034 46,635 48,036 64,829
Capital in excess of par value 244,457 251,440 291,013 304,039 317,871 413,008 468,524 478,508
Retained earnings 91,683 101,533 123,911 149,682 180,047 210,915 245,115 285,132
Treasury stock at cost (9,478) (11,270) (15,346) (17,167) (40,421) (12,611) (12,702) (12,914)
Accumulated other comprehensive income - 0 2,020 926 726 63 171 (1,742) (3,082)
Unearned compensation - 0 - 0 - 0 - 0 - 0 - 0 - 0 (550)
6.05% Series B Preferred Stock 3,220 1,760 1,760 1,116 172 - 0 - 0 - 0
Minority interest 2,589 2,604 2,823 787 503 912 1,237 1,551
TOTAL SHAREHOLDER'S EQUITY 353,088 368,901 432,347 473,833 493,269 659,030 748,468 813,474 863,343 916,548 974,391 1,035,851 1,100,218 1,164,282
CAPITAL 1,088,235 1,212,255 1,345,764 1,482,307 1,639,916 1,973,580 2,265,949 2,526,536 2,758,483 3,059,696 3,363,647 3,664,559 3,956,110 4,192,266

PF 2008

APPENDIX N - 2006 PRO FORMA FINANCIAL STATEMENT
AQUA AMERICA, INC. AND SUBSIDIARIES
2006 PRO FORMA FINANCIAL STATEMENT
(In thousands of dollars, except per share amounts)
INCOME STATEMENT
1st Pass Final
Actual Historic Analysis Used in Pro Forma F'cast F'cast
2005 % Explanation % Explanation 2006 2006
OPERATING REVENUES 496,779 12.00% Est. growth 556,392 556,392
COST AND EXPENSES
Operations and maintenance 203,088 % of opr. Rev. 38.41% Historic 8 yrs % of opr. Rev. 213,710 213,710
Depreciation (1) 60,747 2.66% % of NPPE 2.70% Historic 8 yrs % of NPPE 61,559 61,559
Amortization (2) 4,741 3.62% % reg. assets 3.11% Historic 8 yrs % of reg. assets 4,073 4,073
Taxes other than income taxes (3) 31,696 21.41% % of taxable income 23.61% Historic 8 yrs % of taxable income 34,959 34,959
OPERATING INCOME 196,507 Computation Computation 242,092 242,092
OTHER EXPENSE (INCOME)
Interest expense, net (4) 52,062 Based on fin. Stmt. 6.00% 6% debt - 3% cash 59,458 70,620
Allowance for funds used during construction (5) + others (3,624) -0.16% % of NPPE -0.13% Historic 8 yrs % of NPPE (3,288) (3,288)
INCOME BEFORE INCOME TAXES 148,069 Computation Computation 185,922 174,760
Provision for income taxes 56,913 38.44% % of taxable income 39.56% Historic 8 yrs effective tax rate 73,547 69,132
NET INCOME 91,156 Computation Computation 112,375 105,628
Dividends on common stock 51,139 Based on fin. Stmt. $ 0.4276 Use dividends per share 55,760 55,760
RETAINED EARNINGS 40,017 Computation Computation 56,615 49,869
BALANCE SHEET
EXCESS CASH 1,936 Plug Balance Bal. Sheet Plug Balance Bal. Sheet - 0 - 0
Cash and cash equivalents 9,936 Based on fin. Stmt. 0.48% Historic 8 yrs % of opr. Rev. 2,671 2,671
Account receivables and unbilled revenues, net 62,690 12.62% % of opr. Rev. 16.53% Historic 8 yrs % of opr. Rev. 91,972 91,972
Inventory, materials and supplies 7,798 1.57% % of opr. Rev. 1.53% Historic 8 yrs % of opr. Rev. 8,513 8,513
Prepayments and other current assets 7,596 1.53% % of opr. Rev. 1.96% Historic 8 yrs % of opr. Rev. 10,905 10,905
TOTAL CURRENT ASSETS 88,020 Computation Computation 114,060 114,060
Accounts payable 55,455 11.16% % of opr. Rev. 9.19% Historic 8 yrs % of opr. Rev. 51,132 51,132
Accrued interest 13,052 2.63% % of opr. Rev. 3.14% Historic 8 yrs % of opr. Rev. 17,471 17,471
Accrued taxes 1,111 0.22% % of opr. Rev. 4.40% Historic 8 yrs % of opr. Rev. 24,481 24,481
Other accrued liabilities 30,571 6.15% % of opr. Rev. 7.60% Historic 8 yrs % of opr. Rev. 42,286 42,286
TOTAL CURRENT LIABILITIES 100,189 Computation Computation 135,370 135,370
WORKING CAPITAL (12,169) Computation Computation (21,310) (21,310)
Property, plant and equipment, at cost 2,900,585 583.88% % of opr. Rev. 565.12% Historic 8 yrs % of opr. Rev. 3,144,285 3,144,285
Less: Accumulated Depreciation 620,635 21.40% % of NPPE 19.56% Historic 8 yrs % of NPPE 615,022 615,022
TOTAL FIXED ASSETS 2,279,950 Computation Computation 2,529,263 2,529,263
Regulatory assets (6) 130,953 26.36% % of opr. Rev. 25.74% Historic 8 yrs % of opr. Rev. 143,215 143,215
Deferred charges an other assets, net (7) 37,061 7.46% % of opr. Rev. 8.54% Historic 8 yrs % of opr. Rev. 47,516 47,516
Funds restricted to construction activity (8) 68,625 2.37% % of NPPE 1.26% Historic 8 yrs % of NPPE 39,618 39,618
Goodwill 20,180 Constant Constant 20,180 20,180
TOTAL OTHER ASSETS 256,819 Computation Computation 250,529 250,529
CAPITAL 2,526,536 Computation Computation 2,758,483 2,758,483
SHORT TERM DEBT 138,505 Plug Balance Bal. Sheet Plug Balance Bal. Sheet 138,505 324,539
Long-term debt, excluding current portion (9) 878,438 Constant Constant 853,793 853,793
Deferred income taxes and investment tax credits 250,346 439.87% % of inc. tax. 442.49% Historic 8 yrs % of inc. tax. 325,437 305,899
Customers' advances for construction 74,828 15.06% % of opr. Rev. 20.01% Historic 8 yrs % of opr. Rev. 111,334 111,334
Regulatory liabilities 11,751 8.97% % of reg. assets 2.34% Historic 8 yrs % of reg. assets 3,351 3,351
Other 31,969 6.44% % of opr. Rev. 3.88% Historic 8 yrs % of opr. Rev. 21,588 21,588
Contributions in aid of construction 302,580 60.91% % of opr. Rev. 49.36% Historic 8 yrs % of opr. Rev. 274,635 274,635
TOTAL OTHER LIABILITIES 1,549,912 Computation Computation 1,590,139 1,570,601
Prev. SE 813,474 813,474
Net SE change (10) 38,360 38,360
TOTAL SHAREHOLDER'S EQUITY 813,474 Computation Prev. SE + RE + Net SE Change 870,089 863,343
CAPITAL 2,501,891 Computation Computation 2,598,733 2,758,483
Assets 2,893,853 2,893,853
Liab + SE 2,734,104 2,893,853
Diff 159,749 0.00
# OF SHARES OUTSTANDING 129,031,405 1.06% % of last year 130,401,405 130,401,405
2005 EPS $ 0.71 PRO FORMA EPS $ 0.86 $ 0.81
INCREASE SHARES OUTSTA. 1,370,000
NOTE:
(1) Depreciation expense is a result of capital expenditures and acquisitions of water systems.
(2) Amortization expense is a result of various rate fillings.
(3) Additional taxes associated with acquisitions in addition to increases in state and local taxes.
(4) Cost of debt is comparatively low as WTR is issuing bonds through municipalities (tax-free and tax-exempt bonds).
(5) A non cash credit to income. This non cash income results from construction work in progress and is expected to be converted into cash income at a future date.
(6) The regulatory assets represent costs that are expected to be fully recovered from customers in future rates while regulatory liabilities represent amounts
that are expected to be refunded to customers in future rates or amounts recovered from customers in advance of incurring the costs.
In accordance with SFAS No. 71, WTR defer costs and credits on the balance sheet as regulatory assets and liabilities when it is probable that these costs and credits will be
recognized in the rate-making process in a period different from when the costs and credits were incurred. These deferred amounts, both assets and liabilities,
are then recognized in the income statement in the same period that they are reflected in WTR rates charged for water and wastewater service. In the event
that WTR assessment as to the probability of the inclusion in the rate-making process is incorrect, the associated regulatory asset or liability would be
adjusted to reflect the change in WTR assessment or change in regulatory approval.
(7) Deferred charges and other assets consist of financing expenses, other costs and marketable securities.
(8) Some bond proceeds are restricted to funding certain capital projects.
(9) Long-term debt will be reduced annually by $24,645,000 as per historical balance sheet.
(10) Please refer to Appendix L - New Shares and Repurchased Shares

PF 2009

APPENDIX O - 2007 PRO FORMA FINANCIAL STATEMENT
AQUA AMERICA, INC. AND SUBSIDIARIES
2007 PRO FORMA FINANCIAL STATEMENT
(In thousands of dollars, except per share amounts)
INCOME STATEMENT
1st Pass Final
PF Historic Analysis Used in Pro Forma F'cast F'cast
2006 % Explanation % Explanation 2007 2007
OPERATING REVENUES 556,392 11.00% Est. growth 617,596 617,596
COST AND EXPENSES
Operations and maintenance 213,710 % of opr. Rev. 38.41% Historic 8 yrs % of opr. Rev. 237,218 237,218
Depreciation 61,559 2.43% % of NPPE 2.70% Historic 8 yrs % of NPPE 68,290 68,290
Amortization 4,073 2.84% % reg. assets 3.11% Historic 8 yrs % of reg. assets 4,454 4,454
Taxes other than income taxes 34,959 20.00% % of taxable income 23.61% Historic 8 yrs % of taxable income 41,261 41,261
OPERATING INCOME 242,092 Computation Computation 266,372 266,372
OTHER EXPENSE (INCOME)
Interest expense, net 70,620 Based on fin. Stmt. 6.00% 6% debt - 3% cash 69,132 81,315
Allowance for funds used during construction + others (3,288) -0.13% % of NPPE -0.13% Historic 8 yrs % of NPPE (3,650) (3,650)
INCOME BEFORE INCOME TAXES 174,760 Computation Computation 200,890 188,707
Provision for income taxes 69,132 39.56% % of taxable income 39.56% Historic 8 yrs effective tax rate 79,468 74,649
NET INCOME 105,628 Computation Computation 121,422 114,058
Dividends on common stock 55,760 Based on fin. Stmt. $ 0.4618 Use dividends per share 60,853 60,853
RETAINED EARNINGS 49,869 Computation Computation 60,569 53,205
BALANCE SHEET
EXCESS CASH - 0 Plug Balance Bal. Sheet Plug Balance Bal. Sheet - 0 - 0
Cash and cash equivalents 2,671 Based on fin. Stmt. 0.48% Historic 8 yrs % of opr. Rev. 2,964 2,964
Account receivables and unbilled revenues, net 91,972 16.53% % of opr. Rev. 16.53% Historic 8 yrs % of opr. Rev. 102,089 102,089
Inventory, materials and supplies 8,513 1.53% % of opr. Rev. 1.53% Historic 8 yrs % of opr. Rev. 9,449 9,449
Prepayments and other current assets 10,905 1.96% % of opr. Rev. 1.96% Historic 8 yrs % of opr. Rev. 12,105 12,105
TOTAL CURRENT ASSETS 114,060 Computation Computation 126,607 126,607
Accounts payable 51,132 9.19% % of opr. Rev. 9.19% Historic 8 yrs % of opr. Rev. 56,757 56,757
Accrued interest 17,471 3.14% % of opr. Rev. 3.14% Historic 8 yrs % of opr. Rev. 19,393 19,393
Accrued taxes 24,481 4.40% % of opr. Rev. 4.40% Historic 8 yrs % of opr. Rev. 27,174 27,174
Other accrued liabilities 42,286 7.60% % of opr. Rev. 7.60% Historic 8 yrs % of opr. Rev. 46,937 46,937
TOTAL CURRENT LIABILITIES 135,370 Computation Computation 150,261 150,261
WORKING CAPITAL (21,310) Computation Computation (23,654) (23,654)
Property, plant and equipment, at cost 3,144,285 565.12% % of opr. Rev. 565.12% Historic 8 yrs % of opr. Rev. 3,490,157 3,490,157
Less: Accumulated Depreciation 615,022 19.56% % of NPPE 19.56% Historic 8 yrs % of NPPE 682,675 682,675
TOTAL FIXED ASSETS 2,529,263 Computation Computation 2,807,482 2,807,482
Regulatory assets 143,215 25.74% % of opr. Rev. 25.74% Historic 8 yrs % of opr. Rev. 158,969 158,969
Deferred charges an other assets, net 47,516 8.54% % of opr. Rev. 8.54% Historic 8 yrs % of opr. Rev. 52,743 52,743
Funds restricted to construction activity 39,618 1.26% % of NPPE 1.26% Historic 8 yrs % of NPPE 43,976 43,976
Goodwill 20,180 Constant Constant 20,180 20,180
TOTAL OTHER ASSETS 250,529 Computation Computation 275,868 275,868
CAPITAL 2,758,483 Computation Computation 3,059,696 3,059,696
SHORT TERM DEBT 324,539 Plug Balance Bal. Sheet Plug Balance Bal. Sheet 324,539 527,578
Long-term debt, excluding current portion 853,793 Constant Constant 829,148 829,148
Deferred income taxes and investment tax credits 305,899 442.49% % of inc. tax. 442.49% Historic 8 yrs % of inc. tax. 351,637 330,313
Customers' advances for construction 111,334 20.01% % of opr. Rev. 20.01% Historic 8 yrs % of opr. Rev. 123,581 123,581
Regulatory liabilities 3,351 2.34% % of reg. assets 2.34% Historic 8 yrs % of reg. assets 3,720 3,720
Other 21,588 3.88% % of opr. Rev. 3.88% Historic 8 yrs % of opr. Rev. 23,963 23,963
Contributions in aid of construction 274,635 49.36% % of opr. Rev. 49.36% Historic 8 yrs % of opr. Rev. 304,845 304,845
TOTAL OTHER LIABILITIES 1,570,601 Computation Computation 1,636,893 1,615,569
Prev. SE 863,343 863,343
Net SE change 39,045 39,045
TOTAL SHAREHOLDER'S EQUITY 863,343 Computation Prev. SE + RE + Net SE Change 923,911 916,548
CAPITAL 2,758,483 Computation Computation 2,885,343 3,059,696
Assets 3,209,957 3,209,957
Liab + SE 3,035,604 3,209,957
Diff 174,352 0.00
# OF SHARES OUTSTANDING 130,401,405 1.05% % of last year 131,771,405 131,771,405
2005 EPS $ 0.81 PRO FORMA EPS $ 0.92 $ 0.87
INCREASE SHARES OUTSTA. 1,370,000
NOTE:
Please refer to APPENDIX N - 2006 PRO FORMA FINANCIAL STATEMENT

PF 2010

APPENDIX P - 2008 PRO FORMA FINANCIAL STATEMENT
AQUA AMERICA, INC. AND SUBSIDIARIES
2008 PRO FORMA FINANCIAL STATEMENT
(In thousands of dollars, except per share amounts)
INCOME STATEMENT
1st Pass Final
PF Historic Analysis Used in Pro Forma F'cast F'cast
2007 % Explanation % Explanation 2008 2008
OPERATING REVENUES 617,596 10.00% Est. growth 679,355 679,355
COST AND EXPENSES
Operations and maintenance 237,218 % of opr. Rev. 38.41% Historic 8 yrs % of opr. Rev. 260,940 260,940
Depreciation 68,290 2.43% % of NPPE 2.70% Historic 8 yrs % of NPPE 75,802 75,802
Amortization 4,454 2.80% % reg. assets 3.11% Historic 8 yrs % of reg. assets 4,944 4,944
Taxes other than income taxes 41,261 21.86% % of taxable income 23.61% Historic 8 yrs % of taxable income 44,554 44,554
OPERATING INCOME 266,372 Computation Computation 293,115 293,115
OTHER EXPENSE (INCOME)
Interest expense, net 81,315 Based on fin. Stmt. 6.00% 6% debt - 3% cash 79,827 91,565
Allowance for funds used during construction + others (3,650) -0.13% % of NPPE -0.13% Historic 8 yrs % of NPPE (4,015) (4,015)
INCOME BEFORE INCOME TAXES 188,707 Computation Computation 217,303 205,565
Provision for income taxes 74,649 39.56% % of taxable income 39.56% Historic 8 yrs effective tax rate 85,961 81,317
NET INCOME 114,058 Computation Computation 131,342 124,247
Dividends on common stock 60,853 Based on fin. Stmt. $ 0.4988 Use dividends per share 66,405 66,405
RETAINED EARNINGS 53,205 Computation Computation 64,937 57,843
BALANCE SHEET
EXCESS CASH - 0 Plug Balance Bal. Sheet Plug Balance Bal. Sheet - 0 - 0
Cash and cash equivalents 2,964 Based on fin. Stmt. 0.48% Historic 8 yrs % of opr. Rev. 3,261 3,261
Account receivables and unbilled revenues, net 102,089 16.53% % of opr. Rev. 16.53% Historic 8 yrs % of opr. Rev. 112,297 112,297
Inventory, materials and supplies 9,449 1.53% % of opr. Rev. 1.53% Historic 8 yrs % of opr. Rev. 10,394 10,394
Prepayments and other current assets 12,105 1.96% % of opr. Rev. 1.96% Historic 8 yrs % of opr. Rev. 13,315 13,315
TOTAL CURRENT ASSETS 126,607 Computation Computation 139,268 139,268
Accounts payable 56,757 9.19% % of opr. Rev. 9.19% Historic 8 yrs % of opr. Rev. 62,433 62,433
Accrued interest 19,393 3.14% % of opr. Rev. 3.14% Historic 8 yrs % of opr. Rev. 21,332 21,332
Accrued taxes 27,174 4.40% % of opr. Rev. 4.40% Historic 8 yrs % of opr. Rev. 29,892 29,892
Other accrued liabilities 46,937 7.60% % of opr. Rev. 7.60% Historic 8 yrs % of opr. Rev. 51,631 51,631
TOTAL CURRENT LIABILITIES 150,261 Computation Computation 165,287 165,287
WORKING CAPITAL (23,654) Computation Computation (26,019) (26,019)
Property, plant and equipment, at cost 3,490,157 565.12% % of opr. Rev. 565.12% Historic 8 yrs % of opr. Rev. 3,839,172 3,839,172
Less: Accumulated Depreciation 682,675 19.56% % of NPPE 19.56% Historic 8 yrs % of NPPE 750,942 750,942
TOTAL FIXED ASSETS 2,807,482 Computation Computation 3,088,230 3,088,230
Regulatory assets 158,969 25.74% % of opr. Rev. 25.74% Historic 8 yrs % of opr. Rev. 174,866 174,866
Deferred charges an other assets, net 52,743 8.54% % of opr. Rev. 8.54% Historic 8 yrs % of opr. Rev. 58,017 58,017
Funds restricted to construction activity 43,976 1.26% % of NPPE 1.26% Historic 8 yrs % of NPPE 48,374 48,374
Goodwill 20,180 Constant Constant 20,180 20,180
TOTAL OTHER ASSETS 275,868 Computation Computation 301,437 301,437
CAPITAL 3,059,696 Computation Computation 3,363,647 3,363,647
SHORT TERM DEBT 527,578 Plug Balance Bal. Sheet Plug Balance Bal. Sheet 527,578 723,214
Long-term debt, excluding current portion 829,148 Constant Constant 804,503 804,503
Deferred income taxes and investment tax credits 330,313 442.49% % of inc. tax. 442.49% Historic 8 yrs % of inc. tax. 380,366 359,820
Customers' advances for construction 123,581 20.01% % of opr. Rev. 20.01% Historic 8 yrs % of opr. Rev. 135,939 135,939
Regulatory liabilities 3,720 2.34% % of reg. assets 2.34% Historic 8 yrs % of reg. assets 4,092 4,092
Other 23,963 3.88% % of opr. Rev. 3.88% Historic 8 yrs % of opr. Rev. 26,359 26,359
Contributions in aid of construction 304,845 49.36% % of opr. Rev. 49.36% Historic 8 yrs % of opr. Rev. 335,330 335,330
TOTAL OTHER LIABILITIES 1,615,569 Computation Computation 1,686,588 1,666,042
Prev. SE 916,548 916,548
Net SE change 39,730 39,730
TOTAL SHAREHOLDER'S EQUITY 916,548 Computation Prev. SE + RE + Net SE Change 981,486 974,391
CAPITAL 3,059,696 Computation Computation 3,195,653 3,363,647
Assets 3,528,934 3,528,934
Liab + SE 3,360,940 3,528,934
Diff 167,995 (0.00)
# OF SHARES OUTSTANDING 131,771,405 1.04% % of last year 133,141,405 133,141,405
2005 EPS $ 0.87 PRO FORMA EPS $ 0.99 $ 0.93
INCREASE SHARES OUTSTA. 1,370,000
NOTE:
Please refer to APPENDIX N - 2006 PRO FORMA FINANCIAL STATEMENT

PF 2011

APPENDIX Q - 2009 PRO FORMA FINANCIAL STATEMENT
AQUA AMERICA, INC. AND SUBSIDIARIES
2009 PRO FORMA FINANCIAL STATEMENT
(In thousands of dollars, except per share amounts)
INCOME STATEMENT
1st Pass Final
PF Historic Analysis Used in Pro Forma F'cast F'cast
2008 % Explanation % Explanation 2009 2009
OPERATING REVENUES 679,355 9.00% Est. growth 740,497 740,497
COST AND EXPENSES
Operations and maintenance 260,940 % of opr. Rev. 38.41% Historic 8 yrs % of opr. Rev. 284,425 284,425
Depreciation 75,802 2.45% % of NPPE 2.70% Historic 8 yrs % of NPPE 83,382 83,382
Amortization 4,944 2.83% % reg. assets 3.11% Historic 8 yrs % of reg. assets 5,438 5,438
Taxes other than income taxes 44,554 21.67% % of taxable income 23.61% Historic 8 yrs % of taxable income 48,534 48,534
OPERATING INCOME 293,115 Computation Computation 318,718 318,718
OTHER EXPENSE (INCOME)
Interest expense, net 91,565 Based on fin. Stmt. 6.00% 6% debt - 3% cash 90,078 101,534
Allowance for funds used during construction + others (4,015) -0.13% % of NPPE -0.13% Historic 8 yrs % of NPPE (4,376) (4,376)
INCOME BEFORE INCOME TAXES 205,565 Computation Computation 233,016 221,559
Provision for income taxes 81,317 39.56% % of taxable income 39.56% Historic 8 yrs effective tax rate 92,177 87,645
NET INCOME 124,247 Computation Computation 140,840 133,915
Dividends on common stock 66,405 Based on fin. Stmt. $ 0.5387 Use dividends per share 72,455 72,455
RETAINED EARNINGS 57,843 Computation Computation 68,385 61,460
BALANCE SHEET
EXCESS CASH - 0 Plug Balance Bal. Sheet Plug Balance Bal. Sheet - 0 - 0
Cash and cash equivalents 3,261 Based on fin. Stmt. 0.48% Historic 8 yrs % of opr. Rev. 3,554 3,554
Account receivables and unbilled revenues, net 112,297 16.53% % of opr. Rev. 16.53% Historic 8 yrs % of opr. Rev. 122,404 122,404
Inventory, materials and supplies 10,394 1.53% % of opr. Rev. 1.53% Historic 8 yrs % of opr. Rev. 11,330 11,330
Prepayments and other current assets 13,315 1.96% % of opr. Rev. 1.96% Historic 8 yrs % of opr. Rev. 14,514 14,514
TOTAL CURRENT ASSETS 139,268 Computation Computation 151,802 151,802
Accounts payable 62,433 9.19% % of opr. Rev. 9.19% Historic 8 yrs % of opr. Rev. 68,052 68,052
Accrued interest 21,332 3.14% % of opr. Rev. 3.14% Historic 8 yrs % of opr. Rev. 23,252 23,252
Accrued taxes 29,892 4.40% % of opr. Rev. 4.40% Historic 8 yrs % of opr. Rev. 32,582 32,582
Other accrued liabilities 51,631 7.60% % of opr. Rev. 7.60% Historic 8 yrs % of opr. Rev. 56,278 56,278
TOTAL CURRENT LIABILITIES 165,287 Computation Computation 180,163 180,163
WORKING CAPITAL (26,019) Computation Computation (28,361) (28,361)
Property, plant and equipment, at cost 3,839,172 565.12% % of opr. Rev. 565.12% Historic 8 yrs % of opr. Rev. 4,184,698 4,184,698
Less: Accumulated Depreciation 750,942 19.56% % of NPPE 19.56% Historic 8 yrs % of NPPE 818,527 818,527
TOTAL FIXED ASSETS 3,088,230 Computation Computation 3,366,171 3,366,171
Regulatory assets 174,866 25.74% % of opr. Rev. 25.74% Historic 8 yrs % of opr. Rev. 190,604 190,604
Deferred charges an other assets, net 58,017 8.54% % of opr. Rev. 8.54% Historic 8 yrs % of opr. Rev. 63,238 63,238
Funds restricted to construction activity 48,374 1.26% % of NPPE 1.26% Historic 8 yrs % of NPPE 52,727 52,727
Goodwill 20,180 Constant Constant 20,180 20,180
TOTAL OTHER ASSETS 301,437 Computation Computation 326,750 326,750
CAPITAL 3,363,647 Computation Computation 3,664,559 3,664,559
SHORT TERM DEBT 723,214 Plug Balance Bal. Sheet Plug Balance Bal. Sheet 723,214 914,159
Long-term debt, excluding current portion 804,503 Constant Constant 779,858 779,858
Deferred income taxes and investment tax credits 359,820 442.49% % of inc. tax. 442.49% Historic 8 yrs % of inc. tax. 407,871 387,817
Customers' advances for construction 135,939 20.01% % of opr. Rev. 20.01% Historic 8 yrs % of opr. Rev. 148,173 148,173
Regulatory liabilities 4,092 2.34% % of reg. assets 2.34% Historic 8 yrs % of reg. assets 4,460 4,460
Other 26,359 3.88% % of opr. Rev. 3.88% Historic 8 yrs % of opr. Rev. 28,731 28,731
Contributions in aid of construction 335,330 49.36% % of opr. Rev. 49.36% Historic 8 yrs % of opr. Rev. 365,509 365,509
TOTAL OTHER LIABILITIES 1,666,042 Computation Computation 1,734,603 1,714,549
Prev. SE 974,391 974,391
Net SE change 40,415 40,415
TOTAL SHAREHOLDER'S EQUITY 974,391 Computation Prev. SE + RE + Net SE Change 1,042,775 1,035,851
CAPITAL 3,363,647 Computation Computation 3,500,593 3,664,559
Assets 3,844,722 3,844,722
Liab + SE 3,680,756 3,844,722
Diff 163,967 0.00
# OF SHARES OUTSTANDING 133,141,405 1.03% % of last year 134,511,405 134,511,405
2005 EPS $ 0.93 PRO FORMA EPS $ 1.05 $ 1.00
INCREASE SHARES OUTSTA. 1,370,000
NOTE:
Please refer to APPENDIX N - 2006 PRO FORMA FINANCIAL STATEMENT

NOPLAT

APPENDIX R - 2010 PRO FORMA FINANCIAL STATEMENT
AQUA AMERICA, INC. AND SUBSIDIARIES
2010 PRO FORMA FINANCIAL STATEMENT
(In thousands of dollars, except per share amounts)
INCOME STATEMENT
1st Pass Final
PF Historic Analysis Used in Pro Forma F'cast F'cast
2009 % Explanation % Explanation 2010 2010
OPERATING REVENUES 740,497 8.00% Est. growth 799,737 799,737
COST AND EXPENSES
Operations and maintenance 284,425 % of opr. Rev. 38.41% Historic 8 yrs % of opr. Rev. 307,179 307,179
Depreciation 83,382 2.48% % of NPPE 2.70% Historic 8 yrs % of NPPE 90,887 90,887
Amortization 5,438 2.85% % reg. assets 3.11% Historic 8 yrs % of reg. assets 5,928 5,928
Taxes other than income taxes 48,534 21.91% % of taxable income 23.61% Historic 8 yrs % of taxable income 52,310 52,310
OPERATING INCOME 318,718 Computation Computation 343,433 343,433
OTHER EXPENSE (INCOME)
Interest expense, net 101,534 Based on fin. Stmt. 6.00% 6% debt - 3% cash 100,047 110,881
Allowance for funds used during construction + others (4,376) -0.13% % of NPPE -0.13% Historic 8 yrs % of NPPE (4,726) (4,726)
INCOME BEFORE INCOME TAXES 221,559 Computation Computation 248,112 237,279
Provision for income taxes 87,645 39.56% % of taxable income 39.56% Historic 8 yrs effective tax rate 98,148 93,863
NET INCOME 133,915 Computation Computation 149,964 143,416
Dividends on common stock 72,455 Based on fin. Stmt. $ 0.5817 Use dividends per share 79,048 79,048
RETAINED EARNINGS 61,460 Computation Computation 70,916 64,368
BALANCE SHEET
EXCESS CASH - 0 Plug Balance Bal. Sheet Plug Balance Bal. Sheet - 0 - 0
Cash and cash equivalents 3,554 Based on fin. Stmt. 0.48% Historic 8 yrs % of opr. Rev. 3,839 3,839
Account receivables and unbilled revenues, net 122,404 16.53% % of opr. Rev. 16.53% Historic 8 yrs % of opr. Rev. 132,197 132,197
Inventory, materials and supplies 11,330 1.53% % of opr. Rev. 1.53% Historic 8 yrs % of opr. Rev. 12,236 12,236
Prepayments and other current assets 14,514 1.96% % of opr. Rev. 1.96% Historic 8 yrs % of opr. Rev. 15,675 15,675
TOTAL CURRENT ASSETS 151,802 Computation Computation 163,946 163,946
Accounts payable 68,052 9.19% % of opr. Rev. 9.19% Historic 8 yrs % of opr. Rev. 73,496 73,496
Accrued interest 23,252 3.14% % of opr. Rev. 3.14% Historic 8 yrs % of opr. Rev. 25,112 25,112
Accrued taxes 32,582 4.40% % of opr. Rev. 4.40% Historic 8 yrs % of opr. Rev. 35,188 35,188
Other accrued liabilities 56,278 7.60% % of opr. Rev. 7.60% Historic 8 yrs % of opr. Rev. 60,780 60,780
TOTAL CURRENT LIABILITIES 180,163 Computation Computation 194,576 194,576
WORKING CAPITAL (28,361) Computation Computation (30,630) (30,630)
Property, plant and equipment, at cost 4,184,698 565.12% % of opr. Rev. 565.12% Historic 8 yrs % of opr. Rev. 4,519,474 4,519,474
Less: Accumulated Depreciation 818,527 19.56% % of NPPE 19.56% Historic 8 yrs % of NPPE 884,009 884,009
TOTAL FIXED ASSETS 3,366,171 Computation Computation 3,635,465 3,635,465
Regulatory assets 190,604 25.74% % of opr. Rev. 25.74% Historic 8 yrs % of opr. Rev. 205,852 205,852
Deferred charges an other assets, net 63,238 8.54% % of opr. Rev. 8.54% Historic 8 yrs % of opr. Rev. 68,298 68,298
Funds restricted to construction activity 52,727 1.26% % of NPPE 1.26% Historic 8 yrs % of NPPE 56,945 56,945
Goodwill 20,180 Constant Constant 20,180 20,180
TOTAL OTHER ASSETS 326,750 Computation Computation 351,275 351,275
CAPITAL 3,664,559 Computation Computation 3,956,110 3,956,110
SHORT TERM DEBT 914,159 Plug Balance Bal. Sheet Plug Balance Bal. Sheet 914,159 1,094,723
Long-term debt, excluding current portion 779,858 Constant Constant 755,213 755,213
Deferred income taxes and investment tax credits 387,817 442.49% % of inc. tax. 442.49% Historic 8 yrs % of inc. tax. 434,295 415,331
Customers' advances for construction 148,173 20.01% % of opr. Rev. 20.01% Historic 8 yrs % of opr. Rev. 160,027 160,027
Regulatory liabilities 4,460 2.34% % of reg. assets 2.34% Historic 8 yrs % of reg. assets 4,817 4,817
Other 28,731 3.88% % of opr. Rev. 3.88% Historic 8 yrs % of opr. Rev. 31,030 31,030
Contributions in aid of construction 365,509 49.36% % of opr. Rev. 49.36% Historic 8 yrs % of opr. Rev. 394,750 394,750
TOTAL OTHER LIABILITIES 1,714,549 Computation Computation 1,780,132 1,761,169
Prev. SE 1,035,851 1,035,851
Net SE change 41,100 41,100
TOTAL SHAREHOLDER'S EQUITY 1,035,851 Computation Prev. SE + RE + Net SE Change 1,106,766 1,100,218
CAPITAL 3,664,559 Computation Computation 3,801,058 3,956,110
Assets 4,150,686 4,150,686
Liab + SE 3,995,634 4,150,686
Diff 155,052 0.00
# OF SHARES OUTSTANDING 134,511,405 1.02% % of last year 135,881,405 135,881,405
2005 EPS $ 1.00 PRO FORMA EPS $ 1.10 $ 1.06
INCREASE SHARES OUTSTA. 1,370,000
NOTE:
Please refer to APPENDIX N - 2006 PRO FORMA FINANCIAL STATEMENT

RESIDUAL EARNINGS ANALYSIS

APPENDIX S - 2011 PRO FORMA FINANCIAL STATEMENT
AQUA AMERICA, INC. AND SUBSIDIARIES
2011 PRO FORMA FINANCIAL STATEMENT
(In thousands of dollars, except per share amounts)
INCOME STATEMENT
1st Pass Final
PF Historic Analysis Used in Pro Forma F'cast F'cast
2010 % Explanation % Explanation 2011 2011
OPERATING REVENUES 799,737 6.00% Est. growth 847,721 847,721
COST AND EXPENSES
Operations and maintenance 307,179 % of opr. Rev. 38.41% Historic 8 yrs % of opr. Rev. 325,610 325,610
Depreciation 90,887 2.50% % of NPPE 2.70% Historic 8 yrs % of NPPE 98,158 98,158
Amortization 5,928 2.88% % reg. assets 3.11% Historic 8 yrs % of reg. assets 6,402 6,402
Taxes other than income taxes 52,310 22.05% % of taxable income 23.61% Historic 8 yrs % of taxable income 56,021 56,021
OPERATING INCOME 343,433 Computation Computation 361,530 361,530
OTHER EXPENSE (INCOME)
Interest expense, net 110,881 Based on fin. Stmt. 6.00% 6% debt - 3% cash 109,395 117,878
Allowance for funds used during construction + others (4,726) -0.13% % of NPPE -0.13% Historic 8 yrs % of NPPE (5,010) (5,010)
INCOME BEFORE INCOME TAXES 237,279 Computation Computation 257,145 248,662
Provision for income taxes 93,863 39.56% % of taxable income 39.56% Historic 8 yrs effective tax rate 101,721 98,366
NET INCOME 143,416 Computation Computation 155,423 150,296
Dividends on common stock 79,048 Based on fin. Stmt. $ 0.6283 Use dividends per share 86,233 86,233
RETAINED EARNINGS 64,368 Computation Computation 69,190 64,063
BALANCE SHEET
EXCESS CASH - 0 Plug Balance Bal. Sheet Plug Balance Bal. Sheet - 0 - 0
Cash and cash equivalents 3,839 Based on fin. Stmt. 0.48% Historic 8 yrs % of opr. Rev. 4,069 4,069
Account receivables and unbilled revenues, net 132,197 16.53% % of opr. Rev. 16.53% Historic 8 yrs % of opr. Rev. 140,128 140,128
Inventory, materials and supplies 12,236 1.53% % of opr. Rev. 1.53% Historic 8 yrs % of opr. Rev. 12,970 12,970
Prepayments and other current assets 15,675 1.96% % of opr. Rev. 1.96% Historic 8 yrs % of opr. Rev. 16,615 16,615
TOTAL CURRENT ASSETS 163,946 Computation Computation 173,783 173,783
Accounts payable 73,496 9.19% % of opr. Rev. 9.19% Historic 8 yrs % of opr. Rev. 77,906 77,906
Accrued interest 25,112 3.14% % of opr. Rev. 3.14% Historic 8 yrs % of opr. Rev. 26,618 26,618
Accrued taxes 35,188 4.40% % of opr. Rev. 4.40% Historic 8 yrs % of opr. Rev. 37,300 37,300
Other accrued liabilities 60,780 7.60% % of opr. Rev. 7.60% Historic 8 yrs % of opr. Rev. 64,427 64,427
TOTAL CURRENT LIABILITIES 194,576 Computation Computation 206,251 206,251
WORKING CAPITAL (30,630) Computation Computation (32,468) (32,468)
Property, plant and equipment, at cost 4,519,474 565.12% % of opr. Rev. 565.12% Historic 8 yrs % of opr. Rev. 4,790,642 4,790,642
Less: Accumulated Depreciation 884,009 19.56% % of NPPE 19.56% Historic 8 yrs % of NPPE 937,050 937,050
TOTAL FIXED ASSETS 3,635,465 Computation Computation 3,853,592 3,853,592
Regulatory assets 205,852 25.74% % of opr. Rev. 25.74% Historic 8 yrs % of opr. Rev. 218,203 218,203
Deferred charges an other assets, net 68,298 8.54% % of opr. Rev. 8.54% Historic 8 yrs % of opr. Rev. 72,395 72,395
Funds restricted to construction activity 56,945 1.26% % of NPPE 1.26% Historic 8 yrs % of NPPE 60,362 60,362
Goodwill 20,180 Constant Constant 20,180 20,180
TOTAL OTHER ASSETS 351,275 Computation Computation 371,141 371,141
CAPITAL 3,956,110 Computation Computation 4,192,266 4,192,266
SHORT TERM DEBT 1,094,723 Plug Balance Bal. Sheet Plug Balance Bal. Sheet 1,094,723 1,236,096
Long-term debt, excluding current portion 755,213 Constant Constant 730,568 730,568
Deferred income taxes and investment tax credits 415,331 442.49% % of inc. tax. 442.49% Historic 8 yrs % of inc. tax. 450,105 435,258
Customers' advances for construction 160,027 20.01% % of opr. Rev. 20.01% Historic 8 yrs % of opr. Rev. 169,629 169,629
Regulatory liabilities 4,817 2.34% % of reg. assets 2.34% Historic 8 yrs % of reg. assets 5,106 5,106
Other 31,030 3.88% % of opr. Rev. 3.88% Historic 8 yrs % of opr. Rev. 32,892 32,892
Contributions in aid of construction 394,750 49.36% % of opr. Rev. 49.36% Historic 8 yrs % of opr. Rev. 418,435 418,435
TOTAL OTHER LIABILITIES 1,761,169 Computation Computation 1,806,735 1,791,887
Prev. SE 1,100,218 1,100,218
Net SE change 41,169 41,169
TOTAL SHAREHOLDER'S EQUITY 1,100,218 Computation Prev. SE + RE + Net SE Change 1,169,409 1,164,282
CAPITAL 3,956,110 Computation Computation 4,070,866 4,192,266
Assets 4,398,516 4,398,516
Liab + SE 4,277,117 4,398,516
Diff 121,399 0.00
# OF SHARES OUTSTANDING 135,881,405 1.01% % of last year 137,251,405 137,251,405
2005 EPS $ 1.06 PRO FORMA EPS $ 1.13 $ 1.10
INCREASE SHARES OUTSTA. 1,370,000
NOTE:
Please refer to APPENDIX N - 2006 PRO FORMA FINANCIAL STATEMENT

EARNINGS GROWTH ANALYSIS

APPENDIX T - NOPLAT, FREE CASH FLOW, AND ROIC
AQUA AMERICA, INC. AND SUBSIDIARIES
NOPLAT, FREE CASH FLOW, AND ROIC
(In thousands of dollars, except per share amounts)
INVESTED CAPITAL CALCULATION
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
Curr. Assets (excl. excess cash and mktbl. Sec.) 56,666 59,525 65,735 69,872 70,908 80,557 85,852 88,020 114,060 126,607 139,268 151,802 163,946 173,783
Non-interest bearing curr. Liabl. 68,498 68,550 67,959 78,032 77,153 96,156 89,425 100,189 135,370 150,261 165,287 180,163 194,576 206,251
OPERATING WORKING CAPITAL (11,832) (9,025) (2,224) (8,160) (6,245) (15,599) (3,573) (12,169) (21,310) (23,654) (26,019) (28,361) (30,630) (32,468)
NET PROPERTY, PLANT, EQUIPMENT 1,016,194 1,135,364 1,251,427 1,368,115 1,486,703 1,824,291 2,069,812 2,279,950 2,529,263 2,807,482 3,088,230 3,366,171 3,635,465 3,853,592
OTHER ASSETS 80,641 85,916 96,561 122,352 159,458 161,476 194,359 256,819 250,529 275,868 301,437 326,750 351,275 371,141
INVESTED CAPITAL (WITH GOODWILL) 1,085,003 1,212,255 1,345,764 1,482,307 1,639,916 1,970,168 2,260,598 2,524,600 2,758,483 3,059,696 3,363,647 3,664,559 3,956,110 4,192,266
INVESTED CAPITAL (WITHOUT GOODWILL) 1,085,003 1,212,255 1,345,764 1,482,307 1,639,916 1,970,168 2,240,476 2,504,420 2,738,303 3,039,516 3,343,467 3,644,379 3,935,930 4,172,086
Equity 353,088 368,901 432,347 473,833 493,269 659,030 748,468 813,474 863,343 916,548 974,391 1,035,851 1,100,218 1,164,282
Deferred income taxes 126,809 136,528 151,718 167,577 187,300 190,395 223,887 250,346 305,899 330,313 359,820 387,817 415,331 435,258
All interest-bearing debt
Current portion of long-term debt 2,981 12,194 3,943 14,935 34,265 39,386 50,195 24,645 - 0 - 0 - 0 - 0 - 0 - 0
Loans payable 63,550 103,069 100,994 109,668 115,113 96,459 74,810 138,505 324,539 527,578 723,214 914,159 1,094,723 1,236,096
Long-term debt, excluding current portion 374,374 413,752 468,769 516,520 582,910 696,666 784,461 878,438 853,793 829,148 804,503 779,858 755,213 730,568
TOTAL INVESTORS FUNDS 920,802 1,034,444 1,157,771 1,282,533 1,412,857 1,681,936 1,881,821 2,105,408 2,347,574 2,603,587 2,861,928 3,117,685 3,365,486 3,566,204
Change in Invested Capital (with goodwill) 127,252 133,509 136,543 157,609 330,252 290,430 264,002 233,883 301,213 303,952 300,912 291,550 236,156
Change in Invested Capital (without goodwill) 127,252 133,509 136,543 157,609 330,252 270,308 263,944 233,883 301,213 303,952 300,912 291,550 236,156
Depreciation 30,612 32,271 37,979 41,424 48,522 54,564 60,747 61,559 68,290 75,802 83,382 90,887 98,158
GROSS INVESTMENT (WITH GOODWILL) 157,864 165,780 174,522 199,033 378,774 344,994 324,749 295,442 369,503 379,754 384,294 382,437 334,313
GROSS INVESTMENT (WITHOUT GOODWILL) 157,864 165,780 174,522 199,033 378,774 324,872 324,691 295,442 369,503 379,754 384,294 382,437 334,313
NOPLAT AND FREE CASH FLOW CALCULATION
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
TAXES ON EBIT 1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
Provision for income taxes 30,118 26,531 34,105 38,976 42,046 45,923 52,124 56,913 69,132 74,649 81,317 87,645 93,863 98,366
Tax shield on interest expense 11,914 10,495 13,491 15,418 16,633 18,166 20,619 22,514 27,347 29,530 32,168 34,670 37,130 38,912
TAXES ON EBIT OR EBITA 42,032 37,026 47,596 54,394 58,679 64,089 72,743 79,427 96,479 104,178 113,485 122,315 130,993 137,277
NOPLAT
Operating Revenue 250,771 257,326 274,014 307,280 322,028 367,233 442,039 496,779 556,392 617,596 679,355 740,497 799,737 847,721
Operations and maintenance 100,139 98,758 101,741 111,885 117,735 140,602 178,345 203,088 213,710 237,218 260,940 284,425 307,179 325,610
Depreciation 27,189 30,612 32,271 37,979 41,424 48,522 54,564 60,747 61,559 68,290 75,802 83,382 90,887 98,158
Amortization 2,275 1,291 1,829 2,189 2,898 2,941 4,300 4,741 4,073 4,454 4,944 5,438 5,928 6,402
Taxes other than income taxes 21,930 21,833 22,520 20,887 19,467 21,607 27,596 31,696 34,959 41,261 44,554 48,534 52,310 56,021
Restructuring costs (recovery) - 0 3,787 (1,136) - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0 - 0
EBIT 99,238 101,045 116,789 134,340 140,504 153,561 177,234 196,507 242,092 266,372 293,115 318,718 343,433 361,530
Taxes on EBIT 42,032 37,026 47,596 54,394 58,679 64,089 72,743 79,427 96,479 104,178 113,485 122,315 130,993 137,277
Change in deferred taxes 9,719 15,190 15,859 19,723 3,095 33,492 26,459 55,553 24,413 29,507 27,997 27,515 19,926
NOPLAT 54,300 54,003 64,087 62,102 86,377 70,999 90,621 90,060 137,780 150,123 168,406 184,926 204,327
Change in Net PPE 119,170 116,063 116,688 118,588 337,588 245,521 210,138 249,313 278,219 280,748 277,941 269,294 218,128
Change in working capital 2,807 6,801 (5,936) 1,915 (9,354) 12,026 (8,596) (9,140) (2,344) (2,365) (2,342) (2,269) (1,838)
FREE CASH FLOW (67,677) (68,861) (46,665) (58,401) (241,857) (186,548) (110,920) (150,113) (138,094) (128,259) (107,193) (82,099) (11,963)
ROIC (WITH GOODWILL) 5.00% 4.45% 4.76% 4.19% 5.27% 3.60% 4.01% 3.57% 4.99% 4.91% 5.01% 5.05% 5.16%
ROIC (WITHOUT GOODWILL) 5.00% 4.45% 4.76% 4.19% 5.27% 3.60% 4.04% 3.60% 5.03% 4.94% 5.04% 5.07% 5.19%

HISTORICAL FS

APPENDIX U - RESIDUAL EARNINGS ANALYSIS AND ROIC
AQUA AMERICA, INC. AND SUBSIDIARIES
RESIDUAL EARNINGS ANALYSIS AND ROIC
(In thousands of dollars, except per share amounts)
INVESTED CAPITAL CALCULATION
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
Curr. Assets (excl. excess cash and mktbl. Sec.) 56,666 59,525 65,735 69,872 70,908 80,557 85,852 88,020 114,060 126,607 139,268 151,802 163,946 173,783
Non-interest bearing curr. Liabl. 68,498 68,550 67,959 78,032 77,153 96,156 89,425 100,189 135,370 150,261 165,287 180,163 194,576 206,251
OPERATING WORKING CAPITAL (11,832) (9,025) (2,224) (8,160) (6,245) (15,599) (3,573) (12,169) (21,310) (23,654) (26,019) (28,361) (30,630) (32,468)
NET PROPERTY, PLANT, EQUIPMENT 1,016,194 1,135,364 1,251,427 1,368,115 1,486,703 1,824,291 2,069,812 2,279,950 2,529,263 2,807,482 3,088,230 3,366,171 3,635,465 3,853,592
OTHER ASSETS 80,641 85,916 96,561 122,352 159,458 161,476 194,359 256,819 250,529 275,868 301,437 326,750 351,275 371,141
INVESTED CAPITAL (WITH GOODWILL) 1,085,003 1,212,255 1,345,764 1,482,307 1,639,916 1,970,168 2,260,598 2,524,600 2,758,483 3,059,696 3,363,647 3,664,559 3,956,110 4,192,266
INVESTED CAPITAL (WITHOUT GOODWILL) 1,085,003 1,212,255 1,345,764 1,482,307 1,639,916 1,970,168 2,240,476 2,504,420 2,738,303 3,039,516 3,343,467 3,644,379 3,935,930 4,172,086
Equity 353,088 368,901 432,347 473,833 493,269 659,030 748,468 813,474 863,343 916,548 974,391 1,035,851 1,100,218 1,164,282
Deferred income taxes 126,809 136,528 151,718 167,577 187,300 190,395 223,887 250,346 305,899 330,313 359,820 387,817 415,331 435,258
All interest-bearing debt
Current portion of long-term debt 2,981 12,194 3,943 14,935 34,265 39,386 50,195 24,645 - 0 - 0 - 0 - 0 - 0 - 0
Loans payable 63,550 103,069 100,994 109,668 115,113 96,459 74,810 138,505 324,539 527,578 723,214 914,159 1,094,723 1,236,096
Long-term debt, excluding current portion 374,374 413,752 468,769 516,520 582,910 696,666 784,461 878,438 853,793 829,148 804,503 779,858 755,213 730,568
TOTAL INVESTORS FUNDS 920,802 1,034,444 1,157,771 1,282,533 1,412,857 1,681,936 1,881,821 2,105,408 2,347,574 2,603,587 2,861,928 3,117,685 3,365,486 3,566,204
Change in Invested Capital (with goodwill) 127,252 133,509 136,543 157,609 330,252 290,430 264,002 233,883 301,213 303,952 300,912 291,550 236,156
Change in Invested Capital (without goodwill) 127,252 133,509 136,543 157,609 330,252 270,308 263,944 233,883 301,213 303,952 300,912 291,550 236,156
Depreciation 30,612 32,271 37,979 41,424 48,522 54,564 60,747 61,559 68,290 75,802 83,382 90,887 98,158
GROSS INVESTMENT (WITH GOODWILL) 157,864 165,780 174,522 199,033 378,774 344,994 324,749 295,442 369,503 379,754 384,294 382,437 334,313
GROSS INVESTMENT (WITHOUT GOODWILL) 157,864 165,780 174,522 199,033 378,774 324,872 324,691 295,442 369,503 379,754 384,294 382,437 334,313
RESIDUAL EARNINGS ANALYSIS
EQUITY Actual 2005 Assume CAPM stays constant over time.
10 yr T-bond (2/17/06) 4.98%
Risk premium 5.00%
Market Cap (4/9/2006) 3,440,000
Beta 0.5
Ke 7.4800%
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
# Shares outstanding 105,990 106,800 111,830 113,980 113,190 123,482 127,227 129,031 130,401 131,771 133,141 134,511 135,881 137,251
EPS $ 0.43 $ 0.34 $ 0.49 $ 0.53 $ 0.59 $ 0.60 $ 0.65 $ 0.71 $ 0.81 $ 0.87 $ 0.93 $ 1.00 $ 1.06 $ 1.10
DPS $ 0.28 $ 0.25 $ 0.27 $ 0.30 $ 0.33 $ 0.32 $ 0.36 $ 0.40 $ 0.43 $ 0.46 $ 0.50 $ 0.54 $ 0.58 $ 0.63
BVPS $ 3.33 $ 3.45 $ 3.87 $ 4.16 $ 4.36 $ 5.34 $ 5.88 $ 6.30 $ 6.30 $ 6.62 $ 6.96 $ 7.32 $ 7.70 $ 8.10
RE per share $ 0.09 $ 0.23 $ 0.24 $ 0.28 $ 0.27 $ 0.25 $ 0.27 $ 0.34 $ 0.39 $ 0.44 $ 0.48 $ 0.51 $ 0.52
ROIC (WITH GOODWILL) 0.90% 2.11% 2.00% 2.12% 2.06% 1.59% 1.55% 1.75% 1.88% 1.91% 1.90% 1.88% 1.80%
ROIC (WITHOUT GOODWILL) 0.90% 2.11% 2.00% 2.12% 2.06% 1.59% 1.56% 1.76% 1.90% 1.92% 1.91% 1.89% 1.81%

IC COMMON

APPENDIX V - EARNINGS GROWTH ANALYSIS AND ROIC
AQUA AMERICA, INC. AND SUBSIDIARIES
EARNINGS GROWTH ANALYSIS AND ROIC
(In thousands of dollars, except per share amounts)
INVESTED CAPITAL CALCULATION
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
Curr. Assets (excl. excess cash and mktbl. Sec.) 56,666 59,525 65,735 69,872 70,908 80,557 85,852 88,020 114,060 126,607 139,268 151,802 163,946 173,783
Non-interest bearing curr. Liabl. 68,498 68,550 67,959 78,032 77,153 96,156 89,425 100,189 135,370 150,261 165,287 180,163 194,576 206,251
OPERATING WORKING CAPITAL (11,832) (9,025) (2,224) (8,160) (6,245) (15,599) (3,573) (12,169) (21,310) (23,654) (26,019) (28,361) (30,630) (32,468)
NET PROPERTY, PLANT, EQUIPMENT 1,016,194 1,135,364 1,251,427 1,368,115 1,486,703 1,824,291 2,069,812 2,279,950 2,529,263 2,807,482 3,088,230 3,366,171 3,635,465 3,853,592
OTHER ASSETS 80,641 85,916 96,561 122,352 159,458 161,476 194,359 256,819 250,529 275,868 301,437 326,750 351,275 371,141
INVESTED CAPITAL (WITH GOODWILL) 1,085,003 1,212,255 1,345,764 1,482,307 1,639,916 1,970,168 2,260,598 2,524,600 2,758,483 3,059,696 3,363,647 3,664,559 3,956,110 4,192,266
INVESTED CAPITAL (WITHOUT GOODWILL) 1,085,003 1,212,255 1,345,764 1,482,307 1,639,916 1,970,168 2,240,476 2,504,420 2,738,303 3,039,516 3,343,467 3,644,379 3,935,930 4,172,086
Equity 353,088 368,901 432,347 473,833 493,269 659,030 748,468 813,474 863,343 916,548 974,391 1,035,851 1,100,218 1,164,282
Deferred income taxes 126,809 136,528 151,718 167,577 187,300 190,395 223,887 250,346 305,899 330,313 359,820 387,817 415,331 435,258
All interest-bearing debt
Current portion of long-term debt 2,981 12,194 3,943 14,935 34,265 39,386 50,195 24,645 - 0 - 0 - 0 - 0 - 0 - 0
Loans payable 63,550 103,069 100,994 109,668 115,113 96,459 74,810 138,505 324,539 527,578 723,214 914,159 1,094,723 1,236,096
Long-term debt, excluding current portion 374,374 413,752 468,769 516,520 582,910 696,666 784,461 878,438 853,793 829,148 804,503 779,858 755,213 730,568
TOTAL INVESTORS FUNDS 920,802 1,034,444 1,157,771 1,282,533 1,412,857 1,681,936 1,881,821 2,105,408 2,347,574 2,603,587 2,861,928 3,117,685 3,365,486 3,566,204
Change in Invested Capital (with goodwill) 127,252 133,509 136,543 157,609 330,252 290,430 264,002 233,883 301,213 303,952 300,912 291,550 236,156
Change in Invested Capital (without goodwill) 127,252 133,509 136,543 157,609 330,252 270,308 263,944 233,883 301,213 303,952 300,912 291,550 236,156
Depreciation 30,612 32,271 37,979 41,424 48,522 54,564 60,747 61,559 68,290 75,802 83,382 90,887 98,158
GROSS INVESTMENT (WITH GOODWILL) 157,864 165,780 174,522 199,033 378,774 344,994 324,749 295,442 369,503 379,754 384,294 382,437 334,313
GROSS INVESTMENT (WITHOUT GOODWILL) 157,864 165,780 174,522 199,033 378,774 324,872 324,691 295,442 369,503 379,754 384,294 382,437 334,313
EARNINGS GROWTH ANALYSIS
EQUITY Actual 2005 Assume CAPM stays constant over time.
10 yr T-bond (2/17/06) 4.98%
Risk premium 5.00%
Market Cap (4/9/2006) 3,440,000
Beta 0.5
Ke 7.4800%
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005 PF 2006 PF 2007 PF 2008 PF 2009 PF 2010 PF 2011
# Shares outstanding 105,990 106,800 111,830 113,980 113,190 123,482 127,227 129,031 130,401 131,771 133,141 134,511 135,881 137,251
EPS $ 0.43 $ 0.34 $ 0.49 $ 0.53 $ 0.59 $ 0.60 $ 0.65 $ 0.71 $ 0.81 $ 0.87 $ 0.93 $ 1.00 $ 1.06 $ 1.10
DPS $ 0.28 $ 0.25 $ 0.27 $ 0.30 $ 0.33 $ 0.32 $ 0.36 $ 0.40 $ 0.43 $ 0.46 $ 0.50 $ 0.54 $ 0.58 $ 0.63
BVPS $ 3.33 $ 3.45 $ 3.87 $ 4.16 $ 4.36 $ 5.34 $ 5.88 $ 6.30 $ 6.30 $ 6.62 $ 6.96 $ 7.32 $ 7.70 $ 8.10
RE per share $ 0.09 $ 0.23 $ 0.24 $ 0.28 $ 0.27 $ 0.25 $ 0.27 $ 0.34 $ 0.39 $ 0.44 $ 0.48 $ 0.51 $ 0.52
AEG per share $ 0.14 $ 0.01 $ 0.04 $ (0.00) $ (0.03) $ 0.02 $ 0.07 $ 0.06 $ 0.04 $ 0.04 $ 0.03 $ 0.01
ROIC (WITH GOODWILL) 2.11% 2.00% 2.12% 2.06% 1.59% 1.55% 1.75% 1.88% 1.91% 1.90% 1.88% 1.80%
ROIC (WITHOUT GOODWILL) 2.11% 2.00% 2.12% 2.06% 1.59% 1.56% 1.76% 1.90% 1.92% 1.91% 1.89% 1.81%
APPENDIX W - CONSOLIDATED HISTORICAL FINANCIAL STATEMENTS
AQUA AMERICA, INC. AND SUBSIDIARIES
CONSOLIDATED HISTORICAL FINANCIAL STATEMENTS
(In thousands of dollars, except per share amounts)
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
STATEMENT OF INCOME AND COMPREHENSIVE INCOME 1998 1999 2000 2001 2002 2003 2004 2005
OPERATING REVENUES 250,771 257,326 274,014 307,280 322,028 367,233 442,039 496,779 OPERATING REVENUES
COST AND EXPENSES COST AND EXPENSES
Operations and maintenance 100,139 98,758 101,741 111,885 117,735 140,602 178,345 199,698 Operations and maintenance
Depreciation (including lease capitalization) 27,189 30,612 32,271 37,979 41,424 48,522 54,564 62,949 Depreciation (including lease capitalization)
Amortization 2,275 1,291 1,829 2,189 2,898 2,941 4,300 4,741 Amortization
Taxes other than income taxes 21,930 21,833 22,520 20,887 19,467 21,607 27,596 31,696 Taxes other than income taxes
Restructuring costs (recovery) - 0 3,787 (1,136) - 0 - 0 - 0 - 0 - 0 Restructuring costs (recovery)
OPERATING INCOME 99,238 101,045 116,789 134,340 140,504 153,561 177,234 197,695 OPERATING INCOME
OTHER EXPENSE (INCOME) OTHER EXPENSE (INCOME)
Interest expense, net 31,888 33,698 40,360 39,859 40,396 44,662 48,679 53,250 Interest expense, net
Allowance for funds used during construction (1,245) (1,995) (2,688) (1,222) (1,389) (2,127) (2,304) (2,447) Allowance for funds used during construction
Gain on sale of water systems (6,680) - 0 - 0 - 0 (5,676) - 0 - 0 - 0 Gain on sale of water systems
Gain on sale of other assets - 0 (780) (5,076) (3,384) (2,079) (5,692) (1,272) (1,177) Gain on sale of other assets
Merger transaction costs (recovery) - 0 6,334 (2,905) - 0 - 0 - 0 - 0 - 0 Merger transaction costs (recovery)
INCOME BEFORE INCOME TAXES 75,275 63,788 87,098 99,087 109,252 116,718 132,131 148,069 INCOME BEFORE INCOME TAXES
Provision for income taxes 30,118 26,531 34,105 38,976 42,046 45,923 52,124 56,913 Provision for income taxes
NET INCOME 45,157 37,257 52,993 60,111 67,206 70,795 80,007 91,156 NET INCOME
DIVIDENDS ON PREFERRED STOCK 337 202 209 106 52 10 - 0 - 0 DIVIDENDS ON PREFERRED STOCK
NET INCOME AVAILABLE TO COMMON STOCK 44,820 37,055 52,784 60,005 67,154 70,785 80,007 91,156 NET INCOME AVAILABLE TO COMMON STOCK
NET INCOME 45,157 37,257 52,993 60,111 67,206 70,795 80,007 91,156
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX: OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX:
Minimum pension liability adjustment - 0 - 0 - 0 - 0 - 0 - 0 (1,742) (1,340) Minimum pension liability adjustment
Unrealized gain on securities - 0 2,020 908 39 104 455 59 - 0 Unrealized gain on securities
Reclassification adjustment for gains reported in net income - 0 - 0 (2,002) (239) (767) (347) (230) - 0 Reclassification adjustment for gains reported in net income
COMPREHENSIVE INCOME 45,157 39,277 51,899 59,911 66,543 70,903 78,094 89,816 COMPREHENSIVE INCOME
BALANCE SHEET
Cash and cash equivalents 8,247 4,658 4,087 1,010 5,915 10,757 14,192 11,872 Cash and cash equivalents
Account receivables and unbilled revenues, net 40,768 44,399 50,242 56,331 57,680 62,320 64,538 62,690 Account receivables and unbilled revenues, net
Inventory, materials and supplies 3,857 3,948 4,352 4,446 4,555 5,841 6,903 7,798 Inventory, materials and supplies
Prepayments and other current assets 7,026 6,520 7,054 8,085 2,758 5,051 5,570 7,596 Prepayments and other current assets
TOTAL CURRENT ASSETS 59,898 59,525 65,735 69,872 70,908 83,969 91,203 89,956 TOTAL CURRENT ASSETS
Property, plant and equipment, at cost 1,248,621 1,393,027 1,536,162 1,677,061 1,836,892 2,302,304 2,626,151 2,900,585 Property, plant and equipment, at cost
Less: Accumulated Depreciation 232,427 257,663 284,735 308,946 350,189 478,013 556,339 620,635 Less: Accumulated Depreciation
TOTAL FIXED ASSETS 1,016,194 1,135,364 1,251,427 1,368,115 1,486,703 1,824,291 2,069,812 2,279,950 TOTAL FIXED ASSETS
Regulatory assets 57,697 58,287 67,470 79,669 92,313 98,761 122,935 130,953 Regulatory assets
Deferred charges an other assets, net 22,944 27,629 25,129 22,915 23,391 34,277 34,106 37,061 Deferred charges an other assets, net
Funds restricted to construction activity - 0 - 0 3,962 19,768 43,754 28,438 17,196 68,625 Funds restricted to construction activity
Goodwill - 0 - 0 - 0 - 0 - 0 - 0 20,122 20,180 Goodwill
TOTAL ASSETS 1,156,733 1,280,805 1,413,723 1,560,339 1,717,069 2,069,736 2,355,374 2,626,725 TOTAL ASSETS
Current portion of long-term debt 2,981 12,194 3,943 14,935 34,265 39,386 50,195 24,645 Current portion of long-term debt
Loans payable 63,550 103,069 100,994 109,668 115,113 96,459 74,810 138,505 Loans payable
Accounts payable 25,248 24,286 20,635 27,667 31,058 32,321 34,915 55,455 Accounts payable
Accrued interest 8,406 8,994 10,199 10,199 9,269 11,126 12,029 13,052 Accrued interest
Accrued taxes 14,382 12,689 15,815 22,865 14,500 16,779 8,975 1,111 Accrued taxes
Other accrued liabilities 20,462 22,581 21,310 17,301 22,326 35,930 33,506 30,571 Other accrued liabilities
TOTAL CURRENT LIABILITIES 135,029 183,813 172,896 202,635 226,531 232,001 214,430 263,339 TOTAL CURRENT LIABILITIES
Long-term debt, excluding current portion 374,374 413,752 468,769 516,520 582,910 696,666 784,461 878,438 Long-term debt, excluding current portion
Deferred income taxes and investment tax credits 126,809 136,528 151,718 167,577 187,300 190,395 223,887 250,346 Deferred income taxes and investment tax credits
Customers' advances for construction 57,781 59,494 58,718 59,886 69,790 72,500 73,095 74,828 Customers' advances for construction
Regulatory liabilities - 0 - 0 - 0 - 0 - 0 - 0 11,942 11,751 Regulatory liabilities
Other 8,735 8,434 9,109 9,204 13,330 9,419 21,283 31,969 Other
Contributions in aid of construction 100,917 109,883 120,166 130,684 143,939 209,725 277,808 302,580 Contributions in aid of construction
TOTAL OTHER LIABILITIES 668,616 728,091 808,480 883,871 997,269 1,178,705 1,392,476 1,549,912 TOTAL OTHER LIABILITIES
STOCKHOLDER'S EQUITY STOCKHOLDER'S EQUITY
Common stock at $0.50 par value 20,617 20,814 27,260 34,650 35,034 46,635 48,036 64,829 Common stock at $0.50 par value
Capital in excess of par value 244,457 251,440 291,013 304,039 317,871 413,008 468,524 478,508 Capital in excess of par value
Retained earnings 91,683 101,533 123,911 149,682 180,047 210,915 245,115 285,132 Retained earnings
Treasury stock at cost (9,478) (11,270) (15,346) (17,167) (40,421) (12,611) (12,702) (12,914) Treasury stock at cost
Accumulated other comprehensive income - 0 2,020 926 726 63 171 (1,742) (3,082) Accumulated other comprehensive income
Unearned compensation - 0 - 0 - 0 - 0 - 0 - 0 - 0 (550) Unearned compensation
6.05% Series B Preferred Stock 3,220 1,760 1,760 1,116 172 - 0 - 0 - 0 6.05% Series B Preferred Stock
Minority interest 2,589 2,604 2,823 787 503 912 1,237 1,551 Minority interest
TOTAL SHAREHOLDER'S EQUITY 353,088 368,901 432,347 473,833 493,269 659,030 748,468 813,474 TOTAL SHAREHOLDER'S EQUITY
TOTAL LIABILITIES & SE 1,156,733 1,280,805 1,413,723 1,560,339 1,717,069 2,069,736 2,355,374 2,626,725 TOTAL LIABILITIES & SE
Shares (in thousands)
(Figures are weighted averages)
# Shares 40,362 63,850 64,759 84,841 85,674 117,700 124,329 127,364
Diluted # Sh. 40,854 64,539 65,414 85,943 86,538 118,993 125,710 129,206
Stock Split 02-Dec-03 [5:4] 02-Dec-03 [5:4] 02-Dec-03 [5:4] 02-Dec-03 [5:4] 02-Dec-05 [4:3] 02-Dec-05 [4:3] 02-Dec-05 [4:3] Stock Split
# Shares adjusted for stock split (source: Bloomberg) 105,990 106,800 111,830 113,980 113,190 123,450 169,570 128,970
0.4024269154 0.4270186456 0.4385396367 0.4252928925 0.4469766604 0.5710951902 0.6284694337 0.6090837173 49.36%
APPENDIX X - CONSOLIDATED STATEMENTS OF INCOME AND COMPENHENSIVE INCOME - COMMON
AQUA AMERICA, INC. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF INCOME AND COMPENHENSIVE INCOME - COMMON
(In thousands of dollars, except per share amounts)
31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec
1998 1999 2000 2001 2002 2003 2004 2005
OPERATING REVENUES 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 OPERATING REVENUES
COST AND EXPENSES COST AND EXPENSES
Operations and maintenance 39.93 38.38 37.13 36.41 36.56 38.29 40.35 40.20 Operations and maintenance
Depreciation (including lease capitalization) 10.84 11.90 11.78 12.36 12.86 13.21 12.34 12.67 Depreciation (including lease capitalization)
Amortization 0.91 0.50 0.67 0.71 0.90 0.80 0.97 0.95 Amortization
Taxes other than income taxes 8.75 8.48 8.22 6.80 6.05 5.88 6.24 6.38 Taxes other than income taxes
Restructuring costs (recovery) - 0 1.47 (0.41) - 0 - 0 - 0 - 0 - 0 Restructuring costs (recovery)
OPERATING INCOME 39.57 39.27 42.62 43.72 43.63 41.82 40.09 39.80 OPERATING INCOME
OTHER EXPENSE (INCOME) OTHER EXPENSE (INCOME)
Interest expense, net 12.72 13.10 14.73 12.97 12.54 12.16 11.01 10.72 Interest expense, net
Allowance for funds used during construction (0.50) (0.78) (0.98) (0.40) (0.43) (0.58) (0.52) (0.49) Allowance for funds used during construction
Gain on sale of water systems (2.66) - 0 - 0 - 0 (1.76) - 0 - 0 - 0 Gain on sale of water systems
Gain on sale of other assets - 0 (0.30) (1.85) (1.10) (0.65) (1.55) (0.29) (0.24) Gain on sale of other assets
Merger transaction costs (recovery) - 0 2.46 (1.06) - 0 - 0 - 0 - 0 - 0 Merger transaction costs (recovery)
INCOME BEFORE INCOME TAXES 30.02 24.79 31.79 32.25 33.93 31.78 29.89 29.81 INCOME BEFORE INCOME TAXES
Provision for income taxes 12.01 10.31 12.45 12.68 13.06 12.51 11.79 11.46 Provision for income taxes
NET INCOME 18.01 14.48 19.34 19.56 20.87 19.28 18.10 18.35 NET INCOME
DIVIDENDS ON PREFERRED STOCK 0.13 0.08 0.08 0.03 0.02 0.00 - 0 - 0 DIVIDENDS ON PREFERRED STOCK
NET INCOME AVAILABLE TO COMMON STOCK 17.87 14.40 19.26 19.53 20.85 19.28 18.10 18.35 NET INCOME AVAILABLE TO COMMON STOCK
NET INCOME 18.01 14.48 19.34 19.56 20.87 19.28 18.10 18.35
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX: OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX:
Minimum pension liability adjustment - 0 - 0 - 0 - 0 - 0 - 0 (0.39) (0.27) Minimum pension liability adjustment
Unrealized gain on securities - 0 0.78 0.33 0.01 0.03 0.12 0.01 - 0 Unrealized gain on securities
Reclassification adjustment for gains reported in net income - 0 - 0 (0.73) (0.08) (0.24) (0.09) (0.05) - 0 Reclassification adjustment for gains reported in net income
COMPREHENSIVE INCOME 18.01 15.26 18.94 19.50 20.66 19.31 17.67 18.08 COMPREHENSIVE INCOME
8 YEAR AVERAGE OF SALES
OPERATING REVENUES 100.00
COST AND EXPENSES
Operations and maintenance 38.41
Depreciation (including lease capitalization) 12.25
Amortization 0.80
Taxes other than income taxes 7.10
Restructuring costs (recovery) 0.13
OPERATING INCOME 41.31
OTHER EXPENSE (INCOME)
Interest expense, net 12.49
Allowance for funds used during construction (0.58)
Gain on sale of water systems (0.55)
Gain on sale of other assets (0.75)
Merger transaction costs (recovery) 0.18
INCOME BEFORE INCOME TAXES 30.53
Provision for income taxes 12.03
NET INCOME 18.50
DIVIDENDS ON PREFERRED STOCK 0.04
NET INCOME AVAILABLE TO COMMON STOCK 18.46
NET INCOME 18.50
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX:
Minimum pension liability adjustment (0.08)
Unrealized gain on securities 0.16
Reclassification adjustment for gains reported in net income (0.15)
COMPREHENSIVE INCOME 18.43