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MNGT 1711: Introduction to Business

Unit 2:

The Business Formation and Entrepreneurship

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Who is an Entrepreneur?

 Someone who takes the risk of establishing and operating a new business to fill an opportunity niche in the marketplace.

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Types of Entrepreneurs

 Classic entrepreneurs

 Micropreneurs: keep it small

 Growth-oriented: make it big

 Multipreneurs: start multiple businesses

 Intrapreneurs: apply creativity within an organization

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Are You Ready to Take the Plunge?

4(Attribution: Copyright Rice University, OpenStax, under CC-BY 4.0 license)

Checklist for Starting a Business

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(Attribution: Copyright Rice University, OpenStax, under CC-BY 4.0 license)

Canadian Entrepreneurs

Do an internet search to find the company names and the nature of business of these Canadian entrepreneurs:

 Mike Lazaridis

 John Molson

 Stephanie Ciccarelli

 Wallace McCain

 Heather Reisman

 James Pattison

 Guy Laliberté

 Cassandra Nordell

 Tobias Lutke

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Small Businesses in Canada (2017)

 As of December 2017, there were 1.18 million businesses in Canada.  1.15 million (97.9 per cent) were small businesses,

 21,926 (1.9 per cent) were medium-sized businesses

 2,939 (0.2 per cent) were large businesses.

 More than half of the small businesses are concentrated in Ontario and Quebec (417,742 and 236,705 respectively).

 British Columbia had 179,517 small businesses.

Innovation, Science and Economic Development Canada. (2019, Jan.). Key small business statistics. https://www.ic.gc.ca/eic/site/061.nsf/eng/h_03090.html#point1-1

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Small & Medium Business (SME) Impact on Canadian Economy (2014)

 Private Sector

 Small business contribution to GDP generated by the private sector was 41.5 per cent

 Medium businesses contribution was 11.0 percent and large businesses was 47.5 per cent.

 Goods and Service Sector

 SMEs’ average contribution to GDP was 43.6 per cent in the goods-producing sector, compared with 74.5 per cent in the service-producing sector.

Innovation, Science and Economic Development Canada. (2019, Jan.). Key small business statistics. https://www.ic.gc.ca/eic/site/061.nsf/eng/h_03090.html#point1-1

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Survival Rates of Canadian Businesses by Sector within Ten Years of Birth

Innovation, Science and Economic Development Canada. (2019, Jan.). Key small business statistics. https://www.ic.gc.ca/eic/site/061.nsf/eng/h_03090.html#point1-1

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Survival Rates of Canadian Businesses by Business Size

Innovation, Science and Economic Development Canada. (2019, Jan.). Key small business statistics. https://www.ic.gc.ca/eic/site/061.nsf/eng/h_03090.html#point1-1

Elements of a Business Plan

1. Executive Summary

2. Vision and Mission statements

3. Company overview and Business Formation

4. Product and/or service plan

5. Marketing plan

6. Management plan

7. Operating plan

8. Financial plan

9. Appendix of supporting documents

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 Vision: Where we are heading, futuristic

 Mission: Reason for existence, past and core values

 Company structure & business formation

 Product or Service Plan: what do we offer?

 Marketing Plan

 Customer base: to whom?

 Competitors: how are you different? If not different, what is the plan to survive?

 Sales & forecasts: what does the future hold and in what ways can you influence it?

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Elements of a Business Plan

 Management and Staff Plan: Who will lead? The size and type of human resources base. Organization chart

 Operations: How the good or service will be produced, nature of operations and supplier base

 Finance: How the business will be financed

 Financial projections:

 How much capital is needed for setup and operations

 How much revenue and profit is expected?

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Elements of a Business Plan

 Personal savings

 Loans from family, friends, or institutions

 Angel investors

 Venture capital

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Funding a Business

Elevator Speech

15 (Attribution: Copyright Rice University, OpenStax, under CC-BY 4.0 license)

 Sole proprietorships – owned and managed by a single individual

 Partnerships – where two or more co-owners manage the business:

 General partnership – unlimited liability for all

 Limited partnership – liability limited for limited partners to the extent of their investment

 Corporations – legal entities, separate from their owners

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Business Formation

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Sole Proprietorships: Advantages

 Minimal paperwork and cost of formation

 Complete control

 Full right over profits

 No double taxation: business earnings are treated as personal earnings

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Sole Proprietorships: Disadvantages

 Hard to raise financial resources

 Unlimited personal liability to owner

 Difficult to retain employees due to low salaries and lack of benefits

 Heavy workload and stress

 Business ceases to exist when owner leaves

Partnerships – Advantages

 Pooled financial resources

 Shared risks and responsibility

 Possible tax advantages and single taxation

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Partnerships– Disadvantages

 Unlimited liability for general partners

 Disagreements

 Responsible for other partners’ actions

 Difficulty in withdrawing from partnership

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Corporations

 A legal entity separate from its owners

 Owned by shareholders but the board of directors establishes the mission and direction.

 The board is elected by the shareholders.

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Corporations – Advantages

 Limited liability for owners

 Company continuity after death or withdrawal of ownerships

 Easily transferable ownership

 Ability to raise capital through public offerings

 Operated by an expert management chosen by and reporting to the board, rather to the ownership

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Corporations – Disadvantages

 The legal cost of preparing and filing article of incorporating

 Double taxation for owners

 Cost and complexity of compliance is high when operating in various jurisdictions

A Large Corporation Organizational Structure

24 (Attribution: Copyright Rice University, OpenStax, under CC-BY 4.0 license)

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Business Formation Comparison

(Attribution: Copyright Rice University, OpenStax, under CC-BY 4.0 license)

26 (Attribution: Copyright Rice University, OpenStax, under CC-BY 4.0 license)

Business Formation Comparison

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Franchising

 Not an ownership form but an operations agreement

 Examples:

Macdonald’s, Tim Hortons, Wendy’s, Subway, M&M Foods, H&R Block

 The franchisee uses the brand name, business model, and trademark of the franchisor

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Franchising – Advantages

 Tested and proven business model

 Availability of training and support

 Using a selling brand

 Marketing support and leveraging national marketing campaigns

 Easy to arrange funding for franchises

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Franchising – Disadvantages

 Costs of franchise fees and royalty payment

 Less control and flexibility to make decisions

 Bad behaviour at one location can hurt the reputation of other locations despite a different staff and management

 Limited growth potential

 Difficult to sell business as it requires franchisor’s approval

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Franchises in Canada

 Go to the Canadian Franchise Association website

 Identify 5 franchises using this criterion:  Located in British Columbia

 $0-50K investment

 Industry Hotels/Motels/Campgrounds

 Industry Hair/Nails Salon/Spas

 Industry Environmental Products & Services

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Tips for Purchasing a Franchise

(Attribution: Copyright Rice University, OpenStax, under CC-BY 4.0 license)

 Merger: two companies agree to become one new company

 Vertical merger

 Horizontal merger

 Acquisition: when one firm buys another and the purchased firm ceases to exist

 Friendly take-over

 Hostile take-over

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Business Growth: Mergers & Acquisitions

Self-Review Questions

1. What are the drawbacks to being a sole proprietor?

2. How does a partnership differ from a sole proprietorship?

3. Explain the difference between a limited partner and a general partner.

4. What are the main advantages and disadvantages of a partnership?

5. Summarize the advantages and disadvantages of corporations.

6. Describe the two types of cooperatives and the advantages of each.

7. Differentiate between a merger and an acquisition.

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