Statistics Final report

Final Report Title

Name, CID

Introduction

First sentence starts here.

What is your main research question and why is it important/interesting to a certain company/industry/society?

Research Hypothesis (or Research Hypotheses)

First sentence starts here.

For example, Hypothesis 1: X1 is positively/negatively associated with Y.

What are the rationales behind the positive/negative association? Why do you anticipate a positive/negative association between X1 and Y? (X1 is the variable of your interest. Your X1 can be different from other teammates’ X1 in your group. You may have more than one hypothesis.)

Model

First sentence starts here.

Y = + X1 + X2 + X3 + X4 + X5 + X6 +

What are the other independent/control variables (X2-X6 are either your teammates’ X1’s or control variables) in your regression model? Do you expect a positive/negative association for each of the variables? Why do you anticipate the positive/negative association between the independent variable and dependent variable for each of the independent variables? (Sometimes the direction of the association is not clear because there exist both positive and negative effects. In that case, describe why the association may be positive or negative.)

Conclusion

First sentence starts here.

Assuming we can obtain the necessary data and the expected regression analysis result about your X1, what kind of business decision(s) would you make? Who can benefit from your research? (= Why is this decision important/interesting to a certain company/industry/society?)

Appendices

Appendix 1: Tables

Table 1 A Summary of Variables

Variable	Variable Name	Variable Type	Definition/Description	Expected Sign	Possible Data Source
Y	Prepayment rate	DV	Monthly prepayment of mortgage loans in one pool of mortgage-backed security issued in 2010		Ginnie Mae
X1	Prepayment penalty	IV	1 = if there is a prepayment penalty 0 = if there is no prepayment penalty		Ginnie Mae
X2	Spread	IV	Mortgage rateAverage mortgage market rate	+	http://www. mortgage newsdaily.com/ mortgage_rates/ daily.aspx
X3	Maturity	IV	Monthly age of mortgage loans		Ginnie Mae
X4	Credit rating	IV	Average credit rate		Ginnie Mae
Z1	Unemployment	CV	Unemployment rate	/+	Bureau of Labor Statistics https://data.bls. gov/pdq/ SurveyOutput Servlet?request_ action=wh&graph _name =LN_cpsbref3
Z2	Changes in house prices	CV	Percentage change of Housing Price index	+	Federal Housing Finance Agency https://www.fhfa. gov/DataTools/ Downloads/pages /house-price-index.aspx

Appendix 2: Figures (Optional)

Figure 1 Figure 1 Title

Appendix 3: References (Optional)

APA format