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Response，
Thank you for the interesting post. I agree with the fact that the millennial generation are decidedly skittish when it comes to stocks. I discussed about this with some of friends in my age, most of us prefer to make investment in real estate. Because real estate is tangible. People can touch it ( live in it), and it is also easier to avoid fraud with real estate. Using debt in real estate can be structured far more safely than using debt to buy stocks y trading on margin. There are definitely risk of real estate investment but they are manageable. So I would like to invest in real estate. But if in future, after I am very experienced with stock market, and I can keep calm when I see the stock price fluctuate very much in the short run, I would consider stock investment.