Data Science Case Analysis
Column Name,Description acc_open_past_24mths,Number of trades opened in past 24 months. addr_state,The state provided by the borrower in the loan application annual_inc,The self-reported annual income provided by the borrower during registration. application_type,Indicates whether the loan is an individual application or a joint application with two co-borrowers delinq_2yrs,The number of 30+ days past-due incidences of delinquency in the borrower's credit file for the past 2 years dti,"A ratio calculated using the borrower’s total monthly debt payments on the total debt obligations, excluding mortgage and the requested LC loan, divided by the borrower’s self-reported monthly income." emp_length,Employment length in years. Possible values are between 0 and 10 where 0 means less than one year and 10 means ten or more years. emp_title,The job title supplied by the Borrower when applying for the loan.* grade,LC assigned loan grade home_ownership,"The home ownership status provided by the borrower during registration or obtained from the credit report. Our values are: RENT, OWN, MORTGAGE, OTHER" inq_last_6mths,The number of inquiries in past 6 months (excluding auto and mortgage inquiries) int_rate,Interest Rate on the loan issue_d,The month which the loan was funded last_credit_pull_d,The most recent month LC pulled credit for this loan last_pymnt_amnt,Last total payment amount received last_pymnt_d,Last month payment was received loan_amnt,"The listed amount of the loan applied for by the borrower. If at some point in time, the credit department reduces the loan amount, then it will be reflected in this value." loan_status,Current status of the loan mths_since_last_delinq,The number of months since the borrower's last delinquency. open_acc,The number of open credit lines in the borrower's credit file. pub_rec_bankruptcies,Number of public record bankruptcies purpose,A category provided by the borrower for the loan request. sub_grade,LC assigned loan subgrade term,The number of payments on the loan. Values are in months and can be either 36 or 60. title,The loan title provided by the borrower tot_cur_bal,Total current balance of all accounts total_pymnt,Payments received to date for total amount funded total_rec_int,Interest received to date , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,