Class 7 Unit 4 Topic 1 Comment 1 (L)

Thing to Remember:

Answer this discussion with opinions/ideas creatively and clearly. Supports post using several outside, peer-reviewed sources.

1 References, find resources that are 5 years or less

No errors with APA format 6 Edition

To Comment:

Dr. Krebs and Class,

Cost shifting is when a hospital or other health-care provider charges an insured patient more than it does an uninsured patient for the same procedure or services. Health Care policies that use cost shifting is Medicare, Medicaid, and private insurance. Medicare carrying the bulk was considered the cash cow of cost sharing because congress could get credited for deficit reductions without directly imposing a sacrifice on the public. Medicaid filling large gaps, financing what they call the lions share of long-term care, providing the main support to health care centers, and the safety net for hospitals that serve millions of the uninsured. The benefits stated of cost shifting is reducing employees cost-sharing burdens by expanding the ACA’s free preventive-services. This covers the financial loss they incur when they provide services to patients without health insurance. However significant reduction of overall health expenditures saving money in the delivery of care by shifting costs to those who use health services and discouraging them from getting care even if they have insurance. With Affordable Care Act, more people are insured thus decreasing the loss that hospitals have to charge for the uninsured, but premiums, deductibles, co-pays and other fees can run to thousands of dollars and even the cheapest plans buyers are expected to pay 40 percent of the cost.

Reference

 Milstead, J. A. (2014). Health policy and politics: A nurse's guide (Milstead, health policy and politics) 4th Edition. London, LND: Jones & Bartlett Learning