Emergency Management

The National Flood Insurance Program

Kevin Brown

American Public University

The National Flood Insurance Program (NFIP) was commenced voluntarily, which was set up in 1968 by Congress under the National Flood Insurance Act and was further supported by the Flood Insurance. NFIP was created because it can help make it affordable for homeowners or business owners to pay for the damage to their property.

According to (Kiefer, 2013), I believe it is a good program at the federal level. It has contributed more than only paying individuals who have undergone damages as a result of floods. The NFIP is provided to a community the moment they want to contribute towards the flood reduction risk and the destruction caused by floods among the community members . Within the communities impacted by floods and intended to provide insurance to their residents, they were required to establish different laws to control how the floodplains could have the potential to be developed.

The program was also established to address the raising taxpayer-funded costs of disaster relief and damage among victims of a flood. The NFIP program is meant to address issues that are affecting the long-term financial solvency; the report prepared by the program also has a number of approaches that can be used to manage and finance issues arising from the floods (Coppola, 2014). The program also describes unattended issues on legislation . Some of the methods used to mitigate floods include elevation and relocation. In contrast, these strategies are impractical; thus, proofing of floods could just be the option . From this point, flood proofing or construction of dwellings could not achieve federal standards. In addition, it is difficult for federal level emergency managers to overlook what is about to occur in local and state levels of government; therefore, in my personal opinion, the National Flood Insurance Program is not believed to be a good program at the federal level for emergency managers.

References Haddow, G., Bullock, J. & Coppola, D. (2014). Introduction to emergency management. Waltham, MA: Butterworth-Heinemann, an imprint of Elsevier. Jerolleman, A. & Kiefer, J. (2013). Natural hazard mitigation. Boca Raton: CRC Press .

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