Banking and Theory
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NIZWA COLLEGE OF TECHNOLOGY
BUSINESS STUDIES DEPARTMENT
SEMESTER -2 / ACADEMIC YEAR 2019-2020
FINAL EXAM (ASSIGNMENT)
COURSE CODE
BAFI 3211
COURSE NAME Banking Theory & Practice
LEVEL Advanced Diploma
TUTOR Bakhtawar Durrani
SECTION 1
DURATION:
DATE TIME
START 09th May 2020 9:00AM
END 11th May 2020 8:00AM
MARKS BREAK UP:
No. of Questions Marks for Each Question
1 20
2 20
3 10
TOTAL MARKS 50
INSTRUCTIONS:
1) The Final Assignment will be available in Moodle at 9:00 am on the date of examination.
2) This is an open resource examination; there are (4) pages. Students are allowed to refer any digital materials (Internet, Proquest, Masader, and OER) with proper referencing and citation
for each answers.
3) Students has to answer the questions typewritten in the word (.docx) format. Figures / Diagrams, equations and solving of problems can be written by hand and added to the
document as a picture/image.
4) Save the assignment file using the student ID & Course code.[ Eg : 22s1234 – BAFI 3211]
5) Students should submit the answers through the turnitin link provided in moodle page. If any problem occurs, send it to the staff email [bakhtawar.durrani@nct.edu.om]
6) Students are encouraged to upload the answers in the moodle at least two hours before the deadline to avoid any technical issues.
7) In case of any technical problem in opening or submitting your assignment please contact your course tutor through email and copy the Department Head
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8) Any form of cheating is punishable. Students involved in cheating will be treated according to the Plagiarism and Academic Integrity Policies.
9) Students are advised to write the answers in their own words. Based on the plagiarism policy and the department approved similarity level, the marks will be deducted for the plagiarized
[Copied] answers.
10) Students should complete their assignment within the given time. Assignments submitted after the deadline will be marked 0.
11) All the 03 Questions in this (Assignment) are compulsory and hence all must be answered.
12) Students should write the assignment around 300 words.
13) Students should use the following Typography: i. Font style: Times New Roman
ii. Font size: 12.5
iii. Line spacing: 1.15
iv. Paper size: A4
14) Assignment can be uploaded in the moodle only once, so please check your answers before uploading them. The teacher will not delete any assignment for any student to upload them
again.
ACADEMIC INTEGRITY & PLAGIARISM POLICY: The student should be ready to prove the authenticity of the work done. If any form of
plagiarism/reproduction of answers are discovered, student will be awarded zero marks.
DECLARATION:
I declare that the Final Exam (assignment) submitted is original and acknowledge that I am aware of the
NCT’s Integrity and Plagiarism Policies (January 2011) mentioned in moodle, and the disciplinary
guidelines and procedures applicable to breaches of such policy and regulations.
I AGREE TO THE TERMS AND CONDITIONS:
STUDENT NAME STUDENT ID DATE OF SUBMISSION
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Banking Theory & Practice – Final Assignments.
1. Answer the following situation: (10 + 10 = 20 Marks)
a. Kindly go through the financial result of Ahli Bank for the year ended 2018 and year
ended 2019. Compare financial result of Ahli Bank for these 2 years and make analysis
for banks net profit, operating income, operating expense, net assets and net liabilities.
b. What do you think are the reasons for the bank’s net profit for year ended 2019?
Each answer should be around 300 words.
2. Answer the following situation: (10 + 10 = 20 Marks)
a. Bank Nizwa is Oman’s first dedicated Islamic bank, with fully Shari’a compliant
products and services. Since the launch of its operations in January 2013, the bank now
provides a full range of banking solutions to individuals, small and medium size
enterprises, corporations and government institutions. Bank Nizwa is equipped with
state-of-the-art banking systems and software which are driven to offer customers the
best Islamic banking experience. Due to their commitment and dedication, Bank Nizwa
was declared as the “Best Islamic Bank in Oman”. Being a student of banking theory
and practice, what could be the possible reasons for Bank Nizwa to cement this
award? Explain your answer with suitable reasons.
b. What measures have the Bank Nizwa taken to attract their customers? What
products have they offered to their customers?
Each answer should be around 300 words.
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3. One of the primary functions of the bank is accepting deposit and advancing loans. Banks
are always keen to increase their assets in the forms of loans. Every bank have their own
policies to attract customers. Bank Sohar as compared to other banks, are unable to generate
more loans. They offer loans, but with high interest rate and the terms and conditions for these
loans are not acceptable to majority of the customers. If these loans are not acceptable to
customers, banks may not be able generate revenue. If banks agree to change their policy
towards advancing, what factors do you think may Influence the loan policy of Bank
Sohar? (10 Marks)
Your answer should be around 300 words.
ALL THE BEST