stats
First Name Last Name Section (9:05am OR 10:45am)
Part I “Lies, Damn Lies and Statistics”
Q4
|
|
|
Mean |
Median |
|
1 |
Total net worth |
746.82 |
|
|
2 |
Total assets |
|
225.50 |
|
3 |
Total debt |
|
|
|
4 |
Primary residence |
|
|
|
5 |
Residential property excluding primary residence |
|
|
|
6 |
Debt secured by primary residence |
75.97 |
|
|
7 |
Debt secured by other residential property |
|
|
|
8 |
Age |
|
|
|
9 |
Income |
|
|
|
10 |
Directly held stocks |
|
|
|
11 |
“housing” |
|
130.00 |
|
12 |
“mortgages” |
85.53 |
|
Q 5 – 11
|
|
5 |
6 |
7 |
8 |
9 |
10 |
11 |
|
H/A |
|
|
|
0.6433 |
|
|
0.5158 |
|
M/D |
0.7949 |
0.8668 |
|
|
0.4757 |
|
|
|
H/NW |
|
|
1.0677 |
|
|
0.5511 |
|
Q 12
|
Top 10% income |
0.4655 |
|
Top 10% housing |
|
|
Top 10% stocks |
|
Part II Visualizing the impossible
1. Put plots here in the order of the question
a. homeownership rate
b. net worth
c. Assets and parts. You can combine (like I did in the example) but do not plot two lines on one axis plane (scale will be off)
i. (1) assets
ii. (2) stocks
iii. (3) non-stock financial assets (fin assets minus stocks)
iv. (4) housing
v. (5) non-housing non-financial assets (non-financial assets minus housing)
d. Debt and parts
i. (1) debt
ii. (2) mortgages & home equity loans on primary residence (NH_MORT variable)
iii. (3) other residential debt (HELOC+RESDBT)
iv. (4) education loans
v. (5) all other debt (DEBT minus the above debt categories)
e. Your two variables
f. Interpretation for your two variables
2. Loan-to-Value and Payment-to-Income (3D and/or 2D plot)
3. Lorenz and Gini
Three Lorenz curves on one plot. Here are the answers for income.
Gini coefficients
|
Income |
0.5718 |
|
Stocks |
|
|
Housing |
|
References
Put here a list of sources you used. Include direct links if possible (e.g. not “Wikipedia”, but https://en.wikipedia.org/wiki/Weighted_arithmetic_mean#Basic_example)