Understand a synthesis matrix
21
Annotated Bibliography
Ashley Cook
Capella University
Dr. Lyndon
July 19, 2022
Annotated Bibliography
Adams, A., Littwin, A. & Javorka, M. (2020). The frequency, nature, and effects of coerced debt among a national sample of women seeking help for intimate partner violence. Violence against women, 26(11), 1324-1342.
Women seeking services for intimate partner violence always experience economic abuse. As per the authors, economic abuse involves behaviors that are prone to control a woman’s ability to acquire, use, or maintain economic resources which threatens financial security. This can happen in form of credit damage, control over financial information, fraudulent transactions, and coercive debt. The outcomes present challenges to women leaving abusive relationships. The article supports policy reforms and victim services which address coerced debt mitigating economic barrier to safety. The authors support the information through sample frequency analysis of women who called the national domestic violence hotline. Results show clear evidence of how perpetrators generate debt through partner names. Thus, policies and victim services to remedy credit reports will be crucial for financial independence. The article will be useful in the project as it presents significant information on coerced debt and fraudulent transactions as economic barriers to leaving abusive partners.
Busch, N. & Valentine, D. (2000). Empowerment practice: a focus on battered women. AFFILIA, 15(1).
Empowerment of disenfranchised populations has been essential in social practice. The article highlights development of empowerment in the 19th and 20th centuries among diverse populations. In particular, feminism empowerment influenced by battered woman movement is observed to address economic deprivation and structural oppression of women. The study authors consider the population as having limited access to resources and exclusion from positions of power to impact their economic growth. In addition, oppression and discrimination increase their economic deprivation which prevents the battered women from leaving their violent partners. Social work profession prompts the professionals to empower victims in enabling independence despite the economic, physical, psychological, and emotional barriers they experience. Also, communities and groups are empowered to change. The authors integrate the role of empowerment among battered women to enable adequate opportunities, resources, and support in living violence-free lives. The data provides significant support on the project on how empowerment can utilized as a strategy towards financial literacy.
Collins, M. & O’Rourke, C. (2012). Family financial education: financial capability and domestic violence. Issue briefs.
The authors in the brief highlight the plight of economic challenge survivors and their financial capabilities as linked to domestic violence. First, the authors acknowledge that poorer women are more likely to suffer domestic abuse as compared to their wealthy counterparts. Secondly, women who are economically dependent on their partners are less likely to leave the abusive partners. And thirdly, economic abuse is a form of domestic abuse as abusive partners undermine financial capabilities of their partners. These dimensions give the centrality of financial abuse in domestic violence cases and emphasis on financial capabilities for survivors. Policies and practices should consider capability outcomes through financial education program as per the authors. Through a qualitative approach, the authors show evidence on how financial capabilities can be developed and maintained for long term outcomes to survivors. The article shows connections between domestic violence and financial abuse in enabling financial capabilities of women making it relevant to the project.
Doyle, J. (2020). Experiences of intimate partner violence: the role of psychological, economic, physical, and sexual violence. Women’s studies international forum, 80.
Women experiences in intimate partner violence prove women experience economic, physical, psychological, sexual, and economic violence. Through a quantitative research, the author presents key findings on the violence in pan-EU. In particular, economic violence has become prevalent with economic control been highly experienced. Women report that their partners have excessive economic control over finances as well as income. Notably, the women are forced to account for household expenses by showing receipts of spending. Another form of economic violence is presented through barrier to economic decisions. The victims had to consider employment opportunities to avoid control and violence. A third form of violence was through coerced debts by partners. The author clearly shows the different forms of violence with the variations of how each form occurs to the victim. This is essential in understanding different ways of economic challenges among victims and is useful in the project contributing to current economic violence dimensions.
Eriksson, M. & Ulmestig, R. (2021). “It’s not all about money”: Toward a more comprehensive understanding of financial abuse in contest of VAW. Journal of interpersonal violence, 36(3-4).
Complexities in men’s violence against women present economic hardship and financial abuse beside the identified physical, psychological, and sexual violence. The study examines different tactics used to exercise control and power over women leading to financial abuse. Through in-depth interviews, the authors bring out a comprehensive understanding of the dynamics in financial abuse which is essential in understanding victim experiences. Illustrated examples involve reduced financial ability for women to empower themselves, men harassing their victims, inability to have society participation, unemployment due to partner power, and treatment of injuries from partners lowering finances. Ultimately, the women experience financial vulnerability as their partners experience financial independence. The study clearly illustrates forms of financial abuse, control, and exploitation and their dynamics from women experiences. This provides sufficient information on the distinct form of financial abuse. The study will be imperative in the project as it expounds on information regarding financial abuse in understanding financial literacy.
Hamdar, B., Hejase, H., El-Hakim, F., Port, J. & Baydoun, R. (2015). Economic empowerment of women in Lebanon. World journal of social science research, 2(2).
Women have become significant contributors to economic growth since the last decade. However, several issues emerge on women and economic development considering their previous roles in the domestic realm. By focusing on Lebanon, they show cultural and regional differences which may hinder economic dependence of women. One of the main reasons for the revolution is associated with economic empowerment of women leading to their integration in labor markets. The authors utilize a descriptive approach in highlighting the history of women movement to the current economic empowerment they hold in society. Various factors like access to opportunities in education, employment, and credit sectors have increased the economic independence of women. The authors clearly articulate how women in countries with cultural differences can be empowered to achieve economic and financial development. The study relevance in my project is associated with various highlights and strategies which enable women in oppressive societies to achieve financial literacy and independence.
Hartley, C. & Renner, L. (2018). Economic self-sufficiency among women who experienced intimate partner violence and received civil legal services. Journal of family violence, 33, 435-445.
Controlled access of financial resources and resources use is one of the ways in which women experience financial abuse in intimate partner violence. The behavior limits and undermines women’s ability to become economically secure and self-sufficient. As per the authors, civil legal services can address the issue in economic self-sufficiency. This is because the gap influences women material hardship and reduce the ability to leave abusive relationships. The civil legal services can offer legal representation to decrease economic liabilities while increasing their income. Also, civil protective orders can play a crucial role in provisions ensuring material and financial hardships are reduced. The authors apply a longitudinal study design to identify how the civil legal services helped women who reported intimate partner violence. Measures like economic status and self-sufficiency were applied as study variables. The study provides the project with information on adequacy and support of economic capabilities by legal services to attain financial literacy as survivors.
Hasler, A. & Lusardi, A. (2017). The gender gap in financial literacy: a global perspective. Global financial literacy excellence center.
Women face unique financial challenges which increase the prevalence and widespread financial illiteracy in populations. In addition, the gender difference is linked to the illiteracy in enabling personal financially secure future. The authors use global FinLit survey data to study the differences in financial literacy presented by the gender gap. The literacy is measured through numeracy, compound interest, inflation, and risk diversification questions. Study statistics show differences in savings, borrowing, and financial fragility among women besides lower understanding o financial concepts. The authors identify financial knowledge through education as important in building financial literacy among women. Also, they articulate that employer-provided financial education can be essential in bridging the gap. Through supported evidence, the study shows gender gap in prompting financial illiteracy. The study information provides foundational data on financial literacy and illiteracy in societies and constant changes in financial information which is useful in my project.
Hendriks, S. (2019). The role of financial inclusion in driving women’s economic empowerment. Development in practice, 29(8), 1029-1038.
Financial inclusion has proven to be a key element in driving women’s economic empowerment. This is in the wake of mitigating poverty and inequality in communities. With the pledges to enable sustainable development goals, a lot of countries have committed to ending gender inequality. The authors articulate that financial inclusion of women result in better outcomes from the household to community level. The empowerment can take place through digital financial services with services tailored to meet women preferences and needs. Other interventions involve enhanced women access to formal financial services to support transformations towards economic participation. The authors use a descriptive design supported by data from government statistics and the Gates and Melinda foundation on women economic empowerment. The empowerment is expected to increase financial literacy to the population. This is relevant to the project as it provides data on how financial programs can be digitized, directed, and designed to promote financial literacy.
Hoge, G., Stylianou, A., Hetling, A. & Postmus, J. (2020). Developing and validating the scale of economic self-sufficiency. Journal of interpersonal violence, 35(15-16), 3011-3033.
Intimate partner violence is intertwined with financial hardship with economic abuse tactics. The study notes that the tactics used by the abuser compromise the survivor’s ability to pursue education, work, access financial resources, have financial skills, gain financial knowledge, and attain financial security. Currently, survivor programs are geared at increasing financial empowerment to survivors in order to foster financial literacy. Combining the programs with education on economic self-efficacy can be effective in improving financial decisions and behaviors. The authors use longitudinal design through randomized control methods to evaluate economic empowerment programs for IPV survivors. The results illustrate the programs should foster economic self-sufficiency of survivors in micro-level financial outcomes. The study supports financial literacy through individualized designs to assert financial empowerment and positive financial outcomes. Such information is imperative as it provides foundational information in the implementation of financial literacy programs to develop economic sufficiency among domestic violence women survivors across communities.
Klein, L., Chesworth, B., Howland-Myers, J., Rizo, C. & Macy, R. (2021). Housing interventions for intimate partner violence survivors: a systematic review. Trauma, violence, & abuse, 22(2), 249-264.
Intimate partner violence has become a public health issue with survivors having a high likelihood of experiencing homelessness or housing insecurity. Even with current research, gaps can be observed on interventions addressing survivor housing. The housing problem stems from the lack of economic self-sufficiency and economic abuse tactics suffered while in the relationship. The study through a systematic review examines effectiveness of current interventions. Lack of safety and housing has detrimental impact on the well-being of survivors. Some of the housing interventions involve temporary shelters, emergency shelters, and transitional supportive housing. However, the survivors need financial literacy and capabilities to have long term housing interventions. This can be influenced through policy strategies on employment, affordable housing, and flexible funding. The study clearly identifies the gap in current housing interventions which can be met by financial capabilities. Such data will be vital in drawing explanations on how financial literacy is significant to survivors of intimate partner violence.
Kulkarni, S., Marcus, S., Cortes, C., Escalante, C., Wood, L. & Fusco, R. (2021). Improving safe housing access for domestic violence survivors through systems change. Housing policy debate.
Financial and coercive control accompanied with physical violence heightens vulnerability to housing insecurity and homelessness. The act of domestic violence not only results to damage of rental units but also economic abuses tactics. The economic abuse tactics make it difficult for survivors to hold employment positions, access credit, and pay bills. As per the article, such economic tactics increase eviction, lose of security deposits, and additional housing fees presenting housing barriers for survivors. The authors explore stakeholder perceptions on co-location program established in Los Angeles. A major theme from the results articulates the need for education to survivors to community partners and survivors. This would elicit a change in accessing safe housing and collaborations centered on survivor programs. The study illustrated how economic abuse and tactics limit access to housing safety and survivor of well-being. This data will be vital in drawing explanations on how financial literacy is significant to survivors in attaining housing access and safety.
Lyons, M. & Brewer, G. (2021). Experiences of intimate partner violence during lockdown and the COVID-19 pandemic. Journal of family violence.
The pandemic has triggered continued financial abuse among victims of intimate partner violence. Uncertainties presented by the pandemic also have increased distress as victims are unprepared to leave due to the global financial constraints. As per article author’s, perpetration of the abuse is from reduced employment opportunities and social isolation. Forum posts identified compared experiences related to abuse before and during the pandemic drawing themes on service disruption, use of the pandemic by the abuser, preparation to leave, and factors increasing abuse. Such dynamics have not been explored previously and the study shows the dangers of pandemics, crisis and lockdowns on victims. Notably, information from the study expounds on the dangers of financial illiteracy among domestic abuse victims. This highlights foundational data for the project in understanding the significance of financial literacy in the wake of increased cases of domestic violence.
National resource center on domestic violence. (2012). Program, and practice profiles: economic justice project, Harrisburg, PA: National resource center on domestic violence.
Increased prevalence of domestic violence has prompted national resource centers to equip and revamp on resources and engage in evidence-informed practices. One of the programs in the national center is the economic justice project. The project considers attainment of economic stability to survivors of intimate partner violence. The program supports the victims through education on valuable assets, education on financial goals, and opportunities to build credit through microloan programs. The program outcome presents continued support in enabling economic self-sufficiency. Through the resource center, the women participate in three program components including the classic IDA program for savings, car IDA program, and microloan program. The information presented shows how resource center present an opportunity to gain financial literacy after leaving violent and abusive partners. Such information is vital in advocating for changes to address financial and economic deprivation of victims. The resource center information will be used in the project to articulate how financial literacy can be achieved.
Peled, E. & Krigel, K. (2016). The path to economic independence among survivors of intimate partner violence: a critical review of the literature and courses for action. Aggression and violent behavior, 31, 127-135.
Many of the implemented public policies encourage survivors of intimate partner violence, especially women to develop economic independence. However, the survivors articulate unique challenges when they strive to attain the independence. Economic control, exploitation, and sabotaging of partner employment are identified as factors prompting economic dependence in the article. Such factors limit acquisition of financial knowledge, skills, control, and motivation in attaining financial opportunities and security. In addition, the authors regard financial capabilities to include financial skills and literacy to enable the survivor to access economic services and resources. Enabling this capability requires community-based programs which help survivors to overcome economic independence barriers. The aftermaths will be observed in long term financial security among the women. The study provides supported information on barriers and opportunities which propagate economic independence of women. These evidence-supported data is crucial to my project in understanding the achievement of financial literacy.
Postmus, J., Hoge, G., Breckenridge, J., Sharp-Jeffs, N. & Chung, D. (2020). Economic abuse as an invisible form of domestic violence: a multicountry review. Trauma, violence, & abuse, 21(2), 261-283.
Mostly, people observe and focus on the physical, emotional, and psychological abuse of domestic violence. Economic abuse is rarely highlighted despite having additional negative consequences of victims and survivors. Through the study, the authors reviews and analyzes existing literature on economic abuse, its impacts, and measures used to capture its prevalence. The study provides the accepted definition of economic abuse various countries in the start of literature review. This ensures that clarity and consistency of terminologies are conceptualized to emotional abuse across different communities due to cultural differences. The impacts of economic abuse are discussed articulating how the affected populations are in dire need to attain financial literacy leading to economic independence. The study clearly illustrates the definition of economic abuse in the context of domestic abuse. This information forms foundational information in the project on defining and understanding financial abuse in relation to financial literacy for independence.
Postmus, J. (2000). Analysis of family violence option: a strengths perspective. AFFILIA, 15(2), 244-258.
The article explores domestic violence by analyzing perspectives to identify women needs and barriers. The needs and barriers highlighted match with women strength to enable the women become self-sufficient. The authors start by focusing in the feminist movement information which exposed domestic violence and its acceptability in communities. Some of the challenges to self-sufficiency include issues in employment, child care, social support, and housing. The issues stem from the lack of financial support making it difficult to meet stringent needs. Illustrations show how the women suffer in the hands of abusers when they find employment. Resources and designing creative programs can enable the survivors to meet self-sufficiency for growth and development. Through the study we recognize that programs require collaborations leading to self-sufficiency and empowerment. The information is imperative in supporting my project on the need to foster financial literacy among survivors.
Postmus, J., Plummer, S. & Stylianou, A. (2016). Measuring economic abuse in the lives of survivors: revising the scale of economic abuse. Violence against women, 22(6), 692-703.
Economic controlling behaviors, economic exploitation, and employment sabotage are some strategies used by abusive partners to present economic abuse. The strategies not only damage economic self-efficacy but also hinder economic self-sufficiency. The authors through the article describe the psychometric evaluation of economic abuse using factor analysis. Victims of domestic abuse are observed to stay long in the relationships due to economic dependence on their partners. The research findings show the need for stakeholders to implement policies and interventions enabling economic sufficiency of survivors. Also, economic self-sufficiency is associated with reducing the prevalence and impacts of domestic abuse among survivors. This can be enabled through relationships, education, and collaborations leading to new financially secure life. The study is well supported through evidence and literature making it reliable and valid for use. Article information will provide support of arguments on understanding financial literacy.
Sanders, C., Weaver, T. &Schnabel, M. (2007). Economic education for battered women. AFFILIA; journal of women and social work, 22(3), 240-254.
Economic education improves financial literacy giving survivors insights on social and economic development. The articulate explores how the economic education programs increase awareness on financial opportunities, choices, and consequences. Women survivors from domestic violence relationships can have significant development opportunities from gained insights on financial knowledge and skills. Also, ending poverty in communities considers strives to increase financial literacy to society members. The authors acknowledge that the road to financial self-efficacy starts from financial literacy. This is because the individual is able to make informed and responsible financial decisions. The argument is supported through quasi-experimental and qualitative review of literature review on articles regarding economic education for battered women. This makes the article information valid and reliable in understanding the need for financial literacy among populations to support economic and social development. The study will be imperative in the project as it expounds on information regarding financial abuse in understanding financial literacy.
Sauber, E. & O’Brien, K. (2020). Multiple losses: the psychological and economic well-being of survivors of intimate partner violence. Journal of interpersonal violence, 35(15-16), 3054-3078.
The study examines intimate partner violence and its relations to psychological and financial distress among low-income women. In particular, the authors support the argument that economic abuse is a predecessor of depression, posttraumatic stress, and economic self-sufficiency among survivors. Work sabotage, economic exploitation, and economic control were observed to be key tactics which led to economic abuse in the relationships. In addition, the tactics were accompanied with economically abusive behaviors to hinder women economic abilities. Low-income women held a high likelihood of being vulnerable to the abuse as they lacked resources to feel in control. Also, the women are exposed work sabotage to ensure they do not become financially independent. More than often the abuse resulted into mental impacts making economic abuse as a high level threat to abused women. The study support the understanding literacy project as it portrays financial literacy to be important is attaining economic self-sufficiency.
Silva-Martinez, E., Stylianou, A., Hoge, G., Plummer, S., McMahon, S. & Postmus, J. (2016). Implementing a financial management curriculum with survivors of IPV: exploring advocate’s experiences. AFFILIA: journal of women and social work, 31(1), 112-128.
The introduction of financial literacy programs specific to survivors of IPV will be imperative in promoting economic independence. The programs address gaps and the persistent problem of economic abuse in hindering economic empowerment. Through a qualitative research design, the study highlights expressed complexities in providing financial literacy to survivors. This is observed to have negatively impacted financial management behaviors in the population. Introducing the programs to women is articulated to be simple but implementing the literacy efforts in advocacy of personal lives to be challenging. This is because of the existence of implementation barriers like lack of employment, privacy concerns from participants, shame-based emotions, and adequate facilitators of the curriculum. For the programs to be successful there is need to consider differences in participant situations. The study supports project data in exploring and understanding financial literacy as a tool to overcome abuse in women populations.
Stylianou, A. (2018). Economic abuse experiences and depressive symptoms among victims of intimate partner violence. Journal of family violence, 33, 381-392.
As a major public health issue, IPV increases the likelihood of depressive conditions among survivors and victims’. The issue causes the nation a lot of resources from medical costs to loss of productivity. The study examines the association between economic abuse experiences and depressive symptoms among victims. The author starts by defining economic abuse resulting from domestic violence and its impact on the mental health of the other partner. A longitudinal and randomized control research design led to the findings that economic abuse is a common experience in IPV. Also, the victims are continually exposed to psychological stress due to the economic dependence on the other partner. The victims fear leaving the relationship due to financial hardships they are likely to experience due to lack of financial capabilities. Information from the article provides evidence that financial literacy can be useful in reducing depressive symptoms by leaving relationships through enabled economic independence. The study findings resonate with the project’s aim to understand financial literacy.
Stylianou, A. (2018). Economic abuse within intimate partner violence: a review of the literature. Violence and victims, 33(1).
The article provides substantive data on the measurement, impact, and interventions for economic abuse in IPV which are literature supported. With the increased prevalence of economic abuse, interventions ought to create economic independence. This is because a high percentage of the IPV victims are unable to leave the relationships due to economic dependency. Economic abuse behaviors involve control of partner acquisition, usage, and maintenance of economic resources posing a threat to economic security and self-sufficiency. Current interventions involve provision of financial information to IPV victims through financial management curriculums. As per the article, the curriculum provides financial literacy and individual development accounts which are vital in preparing to leave. The study provides reliable and valid information on the utilization of financial literacy programs to reduce economic dependency and leave IPV. This is imperative in my project in supporting and understanding financial literacy as a tool in enhancing freedom domestically abused women.
Sullivan, C. & Olsen, L. (2016). Common ground, complementary approaches: adapting the housing first model for domestic violence survivors. Housing and society, 43(3), 182-194.
Domestic violence survivors are usually affected by homelessness increasing their hardships. Lack of affordable housing, economic sufficiency, and living in poverty are factors associated with the social issue. The study describes the commonalities between the first housing model and tenets of domestic violence victim advocacy work. Many survivors identify economic abuse as the root cause of homelessness after leaving relationships. For instance, the abusers destroy the victims housing and economic stability by stealing their money, damaging property, preventing them to work, and ruining their credit. Gaining permanent housing requires the survivor to overcome such challenges. However, empowerment is essential to equip the women with practical knowledge, competencies, skills, resources, and opportunities for growth. One of the strategies considers empowerment to be trained and sustain employment to pay for housing. The study illustrates how financial literacy can be effective in ending housing social issue experienced by domestic violence survivors which provides literature to the project.
Tarshis, S. (2020). Intimate partner violence and employment-seeking: a multilevel examination of barriers and facilitators. Journal of interpersonal violence, 1(31).
The author articulates that IPV negatively impacts career development and the consequences are experienced in employment prospects, education attainment, and financial earnings. Additionally, the issue results in mental health concerns affecting the productivity of partners and survivors. Economic dependency facilitates continued abuse of the victim as they consider multiple barriers and economic hardships they will endure. This is as a result of limited work experience, racial bias, gender bias, and the lack of education. Instances where victims get employment they are provided with low paying jobs without benefits and are temporary. These variables limit prospects of career mobility. Through an extensive literature review and qualitative study design, the author illustrates the experiences of employment-seeking survivors of IPV. The study presents reliable and valid literature sources as well as descriptive information to support arguments making it useful. It supports understanding of financial literacy by articulating how victims and survivors are affected by economic dependency.
Tlapek, S., Knott, L. & Schrag, R. (2021). A process to identify and address barriers to providing financial capability programming to survivors of intimate partner violence. Families in society: the journal of contemporary social services, 1(31).
Financial dependence on abusive partners mitigates financial capabilities of women experiencing domestic violence. For survivors to reduce vulnerability to abuse there is need to have access to opportunities providing financial literacy. Domestic and sexual violence agencies are tasked with providing financial capability and asset building foe economic self-efficacy. The study utilizes qualitative analysis from individual interviews and structured group discussions to highlight barriers and facilitators of financial capability programs. Barriers identified by agencies include programs not meeting actual financial needs, inappropriate implementation timing, workload constraints, limited staff knowledge, logistical barriers, and limited resources. Regardless, agencies should effectively strategize on financial capabilities which will enable survivors to have financial freedom. The article is sufficiently supported increasing its credibility and reliability to be used in future research. The study adds onto project information by highlighting problems and barriers which can be experienced when implementing financial literacy programs.
Schrag, R., Robinson, S. & Ravi, K. (2019). Understanding pathways within intimate partner violence: economic abuse, economic hardship, and mental health. Journal of aggression, maltreatment, & trauma, 28(2), 222-242.
The definition and conceptualization of IPV has expanded to encompass economic abuse which present victims with controlled and hindered self-sufficiency. Stakeholders agree that the combination of sexual, physical, emotional, and economic abuse pose long lasting impacts on the lives of the victims and survivors. Barriers in achieving economic independence are associated with economic control, employment sabotage, and financial exploitation. The article explores economic abuse and hardship in relation to mental health. Monetary costs of IPV present themselves in lost productivity, high medical costs, and expenditures for legal and court cases. Variables like use of community resources, extent of social support, and number of traumatic experiences were used in univariate and bivariate data analysis. One of the suggested interventions involves economic education programs tailored to survivor needs. The authors present reliable and credible information regarding economic abuse and utilization of economic education programs to meet economic self-efficacy which is useful in explaining financial literacy.
Schrag, R., Robinson, S., Schroeder, E., Padilla-Medina, D. & Ravi, K. (2021). Experiences with help seeking among non-service-engaged survivors of IPV: survivors’ recommendations for service providers. Violence against women, 27(12-13), 2312-2334.
Services given to IPV survivors can be useful in buffering the impacts of violence and reduce future risk. The services include housing stability, education attainment, and economic security to women. However, the authors state that experiences and perspectives of the IPV victims and survivors are crucial in shaping IPV seek-information. The study seeks to understand the perspectives and experiences about seeking help among survivors who are not engaged in IPV services. Data shows that most of the survivors seek services over time before engaging to formal IPV service providers. Some of the barriers articulated in seeking help include shame, stigma, lack of knowledge, costs, transportation, eligibility, timing, and location of services. The study applies narrative analysis in the identification of themes among survivor narratives. The information obtained is imperative in identifying barriers and challenges which can limit access to financial literacy among IPV survivors.
Schrag, R. (2019). Experiences of economic abuse in the community: listening to survivor voices. AFFILIA: journal of women and social work, 34(3), 313-324.
Economic abuse undermines survivor economic sufficiency and self-efficacy. With the rise and prevalence of economic abuse in communities, the author aims to understand the experiences of economic abuse survivors. The intersection of economic control and gender identity has complexities in understanding different experiences. This is carried out through qualitative interviews leading to thematic analysis. Four themes emerged namely economic exploitation, economic manipulation, economic control, and economics of safety. Participants highlighted how the abuse challenged the ability to live independently and safely. Empowering and supporting survivors follows identifying the tactics experienced and impacts of economic abuse. Through the study, author expounds on the social norms related to financial roles and gender relating to the coercion. The data can be used to guide distinctions among social work practitioners in supporting clients. This is imperative in understanding how financial literacy can be essential in changing gender and financial roles to reduce economic abuse.
Schrag, R., Edmond, T. & Nordberg, A. (2020). Understanding school sabotage among survivors of intimate partner violence from diverse populations. Violence against women, 26(11), 1286-1306.
School sabotage is aimed at reducing educational efforts by abusive partners which equates to economic abuse. Tactics involve limiting partner access to campus, education resources, jealousy towards achieved skills and knowledge, and use of manipulation to reduce confidence in education achievement. As per the article authors, the school sabotage tactics have long lasting emotional and mental impacts on the survivors. Also, the survivors need a strong will with help-seeking mentality to have the desire to overcome challenges. Given its role in enhancing women’s economic security, education can provide survivors with stability and safety. Therefore, development of educational safety plans to address the sabotage tactics would provide new opportunities leading to economic sufficiency. Authors adequately support article information increasing its reliability and credibility. The study is imperative in understanding how financial literacy can be achieved by promoting and enabling education efforts to IPV survivors.
Warren, A., Marchant, T., Schulze, D. & Chung, D. (2019). From economic abuse to economic empowerment: piloting a financial literacy curriculum with women who have experienced domestic and family violence. AFFILIA: journal of women and social work, 34(4), 498-517.
The newly recognized economic abuse against women has detrimental impacts on ending domestic violence during relationships and after separation. However, financial literacy programs are identified to have lasting effectiveness in improving women’s financial well-being. The authors evaluate a specialist domestic violence literacy curriculum for future implementation. First, the study acknowledges the importance of economic well-being for survivors to re-build their lives. Also, the economic well-being facilitates reduction of abuse and violence as women are able to leave their abusive partners. The study articulates that financial literacy programs are imperative in increasing financial security of women. Notably, the programs have to incorporate lived experiences and discuss societal attitudes towards money expectations in the recovery journey. Thus, the curriculum concepts have to explore participant relationship with finances before developing on skills and knowledge on financial management. The study will be imperative in the project as it expounds on information regarding achievement of financial literacy.
Wilkinson, A. (1998). Empowerment: theory and practice. Farnborough, 27(1), 40-56.
Over the past years, empowerment has become integral in community and management practices. The author explores the meaning of empowerment and its growth over the years. Basically, stakeholder initiative is essential in task and attitude change as well as self-management and upward problem solving. By exploring empowerment context, the study highlights various traditional organizations to control and manage feedback. The author carries out a literature review on empowerment roots since the 1920’s and its implications on people management. Classification of the terminology articulates its practice in modern society in work and community practices. The study provides substantive evidence-based information on the roots and utilization of empowerment in communities to promote stakeholder initiatives. This is essential in promoting stakeholder influence decisions and capabilities. The article relates to the project as it provides an understanding of empowerment, its prominence in the current society, and how it can be used to foster and promote financial literacy in vulnerable populations.