Multiple choice

1. Freedom of speech includes: (Points : 10) 

the right to speak.

the right to hear.

the right to be heard.

all of the above.

2. Religious freedom includes: (Points : 10) 

the freedom to worship.

freedom to print instructional material.

freedom to train teachers.

all of the above.

3. What type of life insurance would most likely be used to cover the outstanding balance of a home

mortgage?

A. Universal life

End of exam

B. Straight life

C. Endowment

D. Decreasing term insurance

4. Terry has medical coverage under Medicare. From this fact alone, you can infer it's likely that Terry is

A. poor.

B. age 65 or over.

C. in a long-term care facility.

D. disabled.