HRM Employee Benefit

BERA92

Before the Patient Protection and Affordable Care Act (PPACA) one of the benefits of a group health program was that the employer group spread the risk and coverage was more readily available in a group plan than on an individual basis.  The PPACA (Obamacare) prevents insurance companies from imposing pre-existing limitation restrictions on subscribers.  Since that restriction has been lifted what are the benefits to employees and employeers of providing (and employer paying for) health insurance benefits?

 

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