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You are about to take over MoneyPlays Bank, a small but lucrative financial institution. You have hired new staff and are conducting orientation and training. You need to explain financial management risk to the new staff. Using the library and other credible sources, prepare a report responding to the following regarding factors of financial risk:

• Explain risk management to your new staff. 
• Distinguish between the 3 factors of financial risk as it pertains to the banking industry. Explain each of the following: 
  • Credit 
  • Commodity 
  • Operational risk 
• Be sure to include an introduction and conclusion