financial plan

Discuss and explain in detail why and how you create a financial plan including ratio and break-even analyses. Discuss accounts receivables, accounts payables, and inventories and include the steps in creating a cash budget, introduce how to plan for capital needs e g, equity capital versus debt capital, SBA, federal, state and local programs. Support your post with evidence from the class text, material from an outside source or personal experience. Your response should be a few paragraphs. 
Please use 1 cite
250 word minimum